8870 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 8870 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1969
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Jun 2021)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`397-280-08-00`

Property Details

APN / Parcel Number

Primary APN	`397-280-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,706 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8870 LOS COCHES RD
City	LAKESIDE
State	CA
Zip	92040-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 17 LOT 17 POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	17
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	16807

Owner

8870 Los Coches Rd is owned and occupied by two individuals who bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 24, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 28, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	2021420555
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0000174889
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056
Document Number	0000420555
Map Reference	MB 170 PG 71
Instrument Date	May 7, 2021
Instrument	2021-0420555
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056

Mortgage

Document Number	0000420556
Date	Jun 7, 2021
Instrument	2021-0420556

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056
Document Number	0000168054
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8870 LOS COCHES RD LAKESIDE CA 920405056, LAKESIDE, CA 92040-5056

Mortgage

Document Number	0000168054
Date	Apr 2, 2020
Instrument	168054

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056
Document Number	0000272941
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8870 LOS COCHES RD LAKESIDE CA 920405056, LAKESIDE, CA 92040-5056

Mortgage

Document Number	0000272941
Date	Jul 10, 2019
Instrument	272941

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2017
Property Address	8870 LOS COCHES RD, LAKESIDE, CA 92040-5056
Document Number	0000550249
Instrument Date	Nov 22, 2017
Instrument	550249
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	TITLE SOURCES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8870 LOS COCHES RD LAKESIDE CA 920405056, LAKESIDE, CA 92040-5056

Mortgage

Document Number	550250
Date	Nov 28, 2017
Instrument	550250

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8870 Los Coches Rd was $10,287.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,495 (+2%) Land $270,475 Building $541,020
2025	$10,287.00	$795,584 Land $265,172 Building $530,412
2023	$9,684.00 (+1.77%)	$764,692 Land $254,876 Building $509,816
2022	$9,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8870 Los Coches Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8870 Los Coches Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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