8862 Los Coches Rd, Lakeside, CA 92040 Property Records

San Diego County property record for 8862 Los Coches Rd, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,043 sqft · built 1960
Lot Size0.202 acres (8,800 sqft)
Owner2 Trust Names on File
Last Sale$749,000 (May 2025)
Tax Bill$3,531 (2025)
Deeds & MortgagesApr 2024 Transfer
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN397-280-09-00

Property Details

APN / Parcel Number

Primary APN397-280-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,043 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBlock
Construction TypeFrame
Lot Area8,800 sqft (0.202 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8862 LOS COCHES RD
CityLAKESIDE
StateCA
Zip92040-5056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 17 LOT 17 POR TR 000355
Legal SubdivisionRANCHO EL CAJON
Legal Tract000355
Legal Block17
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16807

Owner

8862 Los Coches Rd is owner-occupied and held in a trust since May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address8862 LOS COCHES RD, LAKESIDE, CA 92040-5056
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Intrafamily Transfer, Transfer
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2025 · Amount on File
Deed SaleMay 20, 2025 · Amount on File
Prior SaleApr 13, 1999 · Amount on File
Deed Document Number2025132413
Prior Transfer DateJan 24, 1995
Prior Transfer Doc0000055062
Record UpdatedOct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 30, 2024
Property Address8862 LOS COCHES RD, LAKESIDE, CA 92040-5056
Document Number0000108436
Map ReferenceMB 170 PG 71
Instrument DateApr 16, 2024
Instrument2024-0108436
Transaction TypeTransfer
Record UpdatedMay 9, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8862 LOS COCHES RD, LAKESIDE, CA 92040-5056

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8862 LOS COCHES RD, LAKESIDE, CA 92040-5056
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8862 LOS COCHES RD, LAKESIDE, CA 92040-5056

Mortgage

Document Number0000267933
DateApr 7, 2021
Instrument2021-0267933
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 8862 Los Coches Rd was $3,531.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$239,670 (+2%) Land $95,929 Building $143,741
2025$3,531.00 Homeowner's exemption$234,972 Land $94,049 Building $140,923
2023$3,263.00 (+2.35%) Homeowner's exemption$225,849 Land $90,398 Building $135,451
2022$3,188.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8862 Los Coches Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8862 Los Coches Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon, Wyyerd Connect.

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