887 Vance Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 887 Vance Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,681 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$2,324 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-37-26-76-713-23

Property Details

APN / Parcel Number

Primary APN28-37-26-76-713-23
Alternative APNs
  • 28-37-26-76-00713.0-0023.00
  • 2835291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,681 sqft Living Area
Gross Area2,849 sqft
1st Floor Area1,681 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area570 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area507 sqft
Deck Area88 sqft
Patio Area88 sqft
Utility Building91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2835291
Street Address887 VANCE CIR NE
CityPALM BAY
StateFL
Zip32905-5415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR UNIT 43 LOT 23 BLK 713
Legal Range37E
Legal Township28S
Legal Section26
Legal SubdivisionPORT MALABAR UNIT 43
Legal Block713
Legal Lot Number23
Legal Unit43
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1001
Census Tract65201

Owner

887 Vance Cir NE is owned and occupied by an individual who acquired it in April 2017.

Source: Brevard County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address887 VANCE CIR NE, PALM BAY, FL 32905-5415
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2017
Deed SaleApr 1, 2017
Prior SaleApr 9, 2015 · Amount on File
Deed Book / Page7884 / 530
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address887 VANCE CIR NE, PALM BAY, FL 32905-5415
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address887 VANCE CIR NE, PALM BAY, FL 32905-5415

Mortgage

Document Number0097230447
DateFeb 22, 2023
Book Page9723/447
Instrument2023035685
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMar 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 887 Vance Cir NE was $2,324 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,140 (+2.7%)$299,120 (+0.38%)
2025$2,324.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$179,300$297,980 Land $100,000 Building $197,980
2023$2,184.00 (+1.16%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$169,180 (+3%)$313,510 (+6.81%) Land $100,000 Building $213,510
2022$2,159.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$164,260$293,510 Land $100,000 Building $193,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 887 Vance Cir NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (1994–2008)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 887 Vance Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wire 3.

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