Lake County property record for 887 Summit Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,114 sqft · built 1915 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,445,000 (Feb 2025) |
| Tax Bill | $16,189 (2024) |
| Deeds & Mortgages | Jun 2021 Transfer Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-28-311-005 |
| Primary APN | 12-28-311-005 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,114 sqft Living Area |
| Gross Area | 3,679 sqft |
| 1st Floor Area | 1,129 sqft |
| Upper Floors Area | 1,421 sqft |
| Attic | Attic |
| Attic Area | 1,129 sqft |
| Basement Area | 1,129 sqft |
| Finished Basement | 564 sqft |
| Unfinished Basement | 565 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,800 sqft (0.156 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 887 SUMMIT AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN BAY ADDN LOT 93 |
| Legal Subdivision | GREEN BAY ADDN |
| Legal Lot Number | 93 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 863500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Park Neighborhood Historic District listed 2012 · 190 contributing resources · NRIS 07000900 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 22, 2021 | Intrafamily Transfer, Transfer |
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Apr 2, 2019 | Warranty Deed, Transfer PROPER TITLE LLC |
| Apr 18, 2017 | Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA |
| Dec 26, 2017 | Grant Deed CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Apr 2, 2019 · Amount on Record |
| Deed Document Number | 20258083897 |
| Prior Transfer Date | May 6, 2021 |
| Prior Transfer Doc | 0007800992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jun 22, 2021 |
| Property Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Number | 0007800992 |
| Map Reference | DOC 114199 |
| Instrument Date | May 6, 2021 |
| Instrument | 7800992 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007622847 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 7622847 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 2, 2019 |
| Property Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Number | 0007552513 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 7552513 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,263.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 887 SUMMIT AVE LAKE FOREST IL 600451720, LAKE FOREST, IL 60045-1720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Apr 18, 2017 |
| Property Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Number | 0007387220 |
| Map Reference | DOC114199 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 7387220 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Number | 0007387221 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 7387221 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 26, 2017 |
| Property Address | 887 SUMMIT AVE, LAKE FOREST, IL 60045-1720 |
| Document Number | 0007453169 |
| Instrument Date | Aug 2, 2015 |
| Instrument | 7453169 |
| Record Updated | Jan 10, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $802.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1414 KATHRYN LN LAKE FOREST IL 600454317, LAKE FOREST, IL 60045-4317 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309,538 (+32.52%) Land $92,059 Building $217,479 | $928,707 (+32.52%) Land $276,205 Building $652,502 | |
| 2024 | $16,189.00 (+21.38%) | ||
| 2023 | $13,338.00 (+2.88%) | $233,578 (+2.94%) Land $69,467 Building $164,111 | $700,804 (+2.94%) Land $208,422 Building $492,382 |
| 2022 | $12,965.00 | $226,910 Land $67,484 Building $159,426 | $680,798 Land $202,472 Building $478,326 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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