857 Summit Ave, Lake Forest, IL 60045 Property Records

Lake County property record for 857 Summit Ave, Lake Forest, IL 60045 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1929
Square Footage2,322 sqft Living Area
Lot Size6,800 sqft (0.156 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2007)
Tax Bill$9,821.00 (2024)

Owner

Source: Lake County records · APN 12-28-311-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address857 SUMMIT AVE, LAKE FOREST, IL 60045-1720
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
LAKE FOREST BANK & TRUST CO NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 18, 2007 · Amount on Record
Deed SaleJul 18, 2007 · Amount on Record
Prior SaleJun 27, 1994 · Amount on Record
Deed Doc Number20076214723
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address857 SUMMIT AVE, LAKE FOREST, IL 60045-1720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNOVAS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007704883
DateOct 14, 2020
Instrument7704883
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address857 SUMMIT AVE, LAKE FOREST, IL 60045-1720
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007719918
DateNov 23, 2020
Instrument7719918
Lender
NameLAKE FOREST BANK & TRUST CO NA
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$178,760 (+18.22%) Land $85,345 Building $93,415$536,334 (+18.22%) Land $256,061 Building $280,273
2024$9,821.00 (+20.18%)
2023$8,172.00 (+2.9%)$151,208 (+6.97%) Land $72,191 Building $79,017$453,670 (+6.98%) Land $216,595 Building $237,075
2022$7,942.00$141,349 Land $67,484 Building $73,865$424,089 Land $202,472 Building $221,617

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the West Park Neighborhood Historic District
listed 2012 · 190 contributing resources · NRIS 07000900

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN12-28-311-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,322 sqft Living Area
Gross Area2,415 sqft Gross Area
1st Floor929 sqft 1st Floor
Upper Floors557 sqft Upper Floors
Basement Area929 sqft Basement
Finished Basement836 sqft Finished
Unfinished Basement93 sqft Unfinished
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area6,800 sqft (0.156 acres)
Depth X Width136 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area840 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address857 SUMMIT AVE
CityLAKE FOREST
StateIL
Zip60045-1720
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREEN BAY ADDN LOT 97
Legal SubdivisionGREEN BAY ADDN
Legal Lot Number97
JurisdictionLAKE IL
Minor Civil DivisionSHIELDS
Census Blockgroup1
Census Block1007
Census Tract863500

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