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887 Otay Lakes Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 887 Otay Lakes Rd, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,183 sqft · built 1965
Lot Size0.216 acres (9,400 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Aug 2016)
Tax Bill$8,807 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN642-110-05-00

Property Details

APN / Parcel Number

Primary APN642-110-05-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,183 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area9,400 sqft (0.216 acres)

Location & Zoning

Street Address887 OTAY LAKES RD
CityCHULA VISTA
StateCA
Zip91913-2602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 5 TR 004961
Legal SubdivisionSOUTHWESTERN COLLEGE ESTATES
Legal Tract004961
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2010
Census Tract13416

Owner

887 Otay Lakes Rd is owned and occupied by two individuals who bought it in August 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address887 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Apr 22, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2016 · Amount on File
Deed SaleAug 12, 2016 · Amount on File
Deed Document Number2016413928
Prior Transfer DateJan 21, 2015
Prior Transfer Doc0000036446
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address887 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address887 OTAY LAKES RD, CHULA VISTA, CA 91913-2602

Mortgage

Document Number0000073934
DateFeb 1, 2021
Instrument2021-0073934
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address887 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Document Number0000225936
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address887 OTAY LAKES RD CHULA VISTA CA 919132602, CHULA VISTA, CA 91913-2602

Mortgage

Document Number0000225936
DateMay 5, 2020
Instrument225936
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 887 Otay Lakes Rd was $8,807 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$562,292 (+2%) Land $111,046 Building $451,246
2025$8,807.00 Homeowner's exemption$551,268 Land $108,869 Building $442,399
2023$8,490.00 (+2.15%) Homeowner's exemption$529,864 Land $104,643 Building $425,221
2022$8,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 887 Otay Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 887 Otay Lakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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