879 Otay Lakes Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 879 Otay Lakes Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,117 sqft · built 1965
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jul 2019)
Tax Bill	$7,578 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`642-110-03-00`

Property Details

APN / Parcel Number

Primary APN	`642-110-03-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,117 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	879 OTAY LAKES RD
City	CHULA VISTA
State	CA
Zip	91913-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 TR 004961
Legal Subdivision	SOUTHWESTERN COLLEGE ESTATES
Legal Tract	004961
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	13416

Owner

879 Otay Lakes Rd is owned and occupied by two individuals who bought it in July 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 5, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jul 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Deed Document Number	2019267442
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0000467758
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602

Mortgage

Document Number	0000373586
Date	May 17, 2021
Instrument	2021-0373586

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602

Mortgage

Document Number	0000061325
Date	Jan 27, 2021
Instrument	2021-0061325

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2050

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2019
Property Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Document Number	0000267441
Instrument Date	Jun 13, 2019
Instrument	267441
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	879 OTAY LAKES RD CHULA VISTA CA 919132602, CHULA VISTA, CA 91913-2602

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2019
Property Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602
Document Number	0000267442
Map Reference	MAP 4961
Instrument Date	May 22, 2019
Instrument	2019-0267442
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	879 OTAY LAKES RD, CHULA VISTA, CA 91913-2602

Mortgage

Document Number	0000267443
Date	Jul 5, 2019
Instrument	2019-0267443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 879 Otay Lakes Rd was $7,578.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,994 (+2%) Land $219,283 Building $427,711
2025	$7,578.00	$634,309 Land $214,984 Building $419,325
2023	$7,213.00 (+2.94%)	$609,680 Land $206,637 Building $403,043
2022	$7,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 879 Otay Lakes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 879 Otay Lakes Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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