8868 E Chinquapin Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8868 E Chinquapin Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,663 sqft · built 2016
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,883 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-26-102-007`

Property Details

APN / Parcel Number

Primary APN	`11-26-102-007`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,663 sqft Base Area
1st Floor Area	2,663 sqft
Basement Area	2,663 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	44,867 sqft (1.03 acres)
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	8868 E CHINQUAPIN AVE
City	EFFINGHAM
State	IL
Zip	62401-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CHINQUAPIN SUBD 2526/159 1056/232
Legal Subdivision	CHINQUAPIN SUBDIVISION
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3076
Census Tract	950200

Owner

8868 E Chinquapin Ave is owned and occupied by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8868 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8868 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3340/194
Date	Oct 16, 2017
Book Page	3340/194
Instrument	201701704843

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8868 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3330/037
Date	Aug 28, 2017
Book Page	3330/037
Instrument	201701704149

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8868 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6242
Transaction Type	Mortgage
Record Updated	Nov 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3621/307
Date	Oct 19, 2020
Book Page	3621/307
Instrument	202020005780

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8868 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6242
Transaction Type	Mortgage
Record Updated	Oct 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3615/36
Date	Sep 28, 2020
Book Page	3615/36
Instrument	202020005355

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 8868 E Chinquapin Ave was $15,883 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,883.00	$314,160 Land $37,300 Building $276,860	$942,480 Land $111,900 Building $830,580
2022	$12,041.00 Homeowner's exemption	$239,320 Land $28,420 Building $210,900	$717,960 Land $85,260 Building $632,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8868 E Chinquapin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8868 E Chinquapin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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