8774 E Chinquapin Ave, Effingham, IL 62401 Property Records

Effingham County property record for 8774 E Chinquapin Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 768 sqft · built 1992
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on File
Last Sale	$315,000 (Jul 2022)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2022 Assignment
Flood Zone	Zone X (minimal risk)
APN	`11-26-102-001`

Property Details

APN / Parcel Number

Primary APN	`11-26-102-001`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	768 sqft Base Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	8774 E CHINQUAPIN AVE
City	EFFINGHAM
State	IL
Zip	62401-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CHINQUAPIN SUBD 25003958 3795/288 3651/294 3599/172 3077/299 1950/319 1396/128 1166/250 950/135 898/77
Legal Subdivision	CHINQUAPIN SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3076
Census Tract	950200

Owner

8774 E Chinquapin Ave is owned by a company that bought it in July 2022 and is owner-occupied.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	9930 N 2100TH ST, DIETERICH, IL 62424-2429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA
Jul 6, 2022	Assignment of Lease, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Deed Document Number	20222781
Deed Book / Page	3795 / 288
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8774 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6243
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9930 N 2100TH ST, DIETERICH, IL 62424-2429

Mortgage

Document Number	202525003959
Date	Nov 3, 2025
Instrument	202525003959

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	101 S MAIN ST, DIETERICH, IL 62424

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2022: Assignment of Lease, Transfer

Document Type	Assignment of Lease
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 6, 2022
Property Address	8774 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6243
Document Number	003795/288
Book / Page	3795 / 288
Map Reference	MB 846 PG 82 PL 135A
Instrument Date	Jun 30, 2022
Instrument	202222002781
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8774 E CHINQUAPIN AVE, EFFINGHAM, IL 62401-6243

Mortgage

Document Number	003795/292
Date	Jul 6, 2022
Book Page	3795/292
Instrument	202222002782

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 8774 E Chinquapin Ave was $4,648 with exemptions applied.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00	$101,180 Land $22,610 Building $78,570	$303,540 Land $67,830 Building $235,710
2022	$4,191.00	$63,690 Land $17,220 Building $46,470	$191,070 Land $51,660 Building $139,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8774 E Chinquapin Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8774 E Chinquapin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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