8865 Whitegate Dr, Morrow, OH 45152 Property Records

Warren County property record for 8865 Whitegate Dr, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,474 sqft · built 1974
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$284,900 (Nov 2019)
Tax Bill$4,606 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN17-15-400-041-0

Property Details

APN / Parcel Number

Primary APN17-15-400-041-0
Alternative APNs
  • 1715400041
  • 4806107

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,474 sqft Living Area
1st Floor Area574 sqft
2nd Floor Area950 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialCombination
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area210 sqft
Pole Barn1,260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4806107
Street Address8865 WHITEGATE DR
CityMORROW
StateOH
Zip45152-8549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITEGATE
Legal SubdivisionWHITEGATE
Legal Block107
JurisdictionWARREN OH
Township / Civil DivisionSALEM
Census Block Group4
Census Block4023
Census Tract32300

Owner

Source: Warren County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8865 WHITEGATE DR, MORROW, OH 45152-8549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleNov 1, 2005 · Amount on Record
Deed Document Number201935000
Prior Transfer DateJun 29, 2018
Prior Transfer Doc0000018876
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Recording DateApr 2, 2026
Property Address8865 WHITEGATE DR, MORROW, OH 45152-8549
Document Number0000008616
Instrument DateMar 26, 2026
Instrument20268616
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8865 WHITEGATE DR, MORROW, OH 45152-8549

Mortgage

Document Number0000008616,
DateApr 2, 2026
Instrument20268616
Lender
NameROUNDPOINT MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionSalem Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,606.00 (-0.17%)$102,210 (+22.73%) Land $28,560 Building $73,650$292,020 (+22.73%) Land $81,600 Building $210,420
2024$4,614.00 (+9.41%)
2023$4,217.00 (+1.01%) Homeowner's exemption$83,279 (-) Land $18,081 Building $65,198
2022$4,175.00 Homeowner's exemption$83,279 Land $18,081 Building $65,198$237,940 (-) Land $51,660 Building $186,280
2021$237,940 Land $51,660 Building $186,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2009–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN WATER COMPANY
private · serves 39,508 people · EPA ID OH8300512
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bresco Broadband
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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