8823 Whitegate Dr, Morrow, OH 45152 Property Records

Warren County property record for 8823 Whitegate Dr, Morrow, OH 45152 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Year Built	Built 2023
Lot Size	131,638 sqft (3.02 acres)
Occupancy	Owner Occupied
Tax Bill	$7,316.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`17-15-400-040-0`
Alternative APNs	`17154000080` `1715400040` `4821073`

Interior

Bedrooms	5 Beds

Exterior

Year Built	Built 2023
Lot Area	131,638 sqft (3.02 acres)

Location & Zoning

Account Number	4821073
Street Address	8823 WHITEGATE DR
City	MORROW
State	OH
Zip	45152-8549
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MS-3794 3.0220 AC.
Legal Block	400
Jurisdiction	WARREN OH
Minor Civil Division	SALEM
Census Blockgroup	4
Census Block	4023
Census Tract	32300

Owner

Source: Warren County records · APN 17-15-400-040-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8823 WHITEGATE DR, MORROW, OH 45152-8549
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 05, 2018
Deed Sale	Jul 05, 2018
Record Refreshed	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8823 WHITEGATE DR, MORROW, OH 45152-8549
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8823 WHITEGATE DR, MORROW, OH 45152-8549

Mortgage

Document Number	0000012881
Date	Jun 27, 2023
Instrument	2023-012881

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 01, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	52-Week T-Bill (1-Year)
Max Rate	12.2%

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,316.00 (+505.13%)	$158,823 (+579.92%) Land $36,285 Building $122,538	$453,780 (+579.92%) Land $103,670 Building $350,110
2023	$1,209.00 (+1%)	$23,359 (-) Land $23,359
2022	$1,197.00	$23,359 Land $23,359	$66,740 (-) Land $66,740
2021			$66,740 Land $66,740

Flood & Wildfire

8823 Whitegate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Warren County (39165C), updated June 25, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 64th in Ohio
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.