8865 Turkey Bluff Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8865 Turkey Bluff Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,550 sqft · built 1996
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Mar 2025)
Tax Bill$2,860 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN09-2S-26-5515-00500-0060

Property Details

APN / Parcel Number

Primary APN09-2S-26-5515-00500-0060
Alternative APN
  • S262095515005000060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,550 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area477 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8865 TURKEY BLUFF RD
CityNAVARRE
StateFL
Zip32566-2447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 6 BLK 5 TURKEY-CREEK ESTATES AS DES IN OR 4596 PG 593
Legal Range26W
Legal Township2S
Legal Section09
Legal SubdivisionTURKEY-CREEK ESTATES
Legal Block5
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2012
Census Tract10828

Owner

Source: Santa Rosa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 WYNNEHAVEN BEACH RD, MARY ESTHER, FL 32569-2748
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2025Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Mar 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
EGLIN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2025 · Amount on Record
Deed SaleMar 18, 2025 · Amount on Record
Prior SaleAug 6, 2015 · Amount on Record
Deed Document Number202511546
Deed Book / Page4596 / 593
Prior Transfer DateJul 7, 2006
Prior Transfer Doc0026251272
Record UpdatedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 18, 2025
Property Address8865 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Document Number0045960593
Book / Page4596 / 593
Map ReferenceMB D PG 9
Instrument DateMar 10, 2025
Instrument202511546
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyALLURE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 TREE SWALLOW DR, PENSACOLA, FL 32503-7098

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 WYNNEHAVEN BEACH RD, MARY ESTHER, FL 32569-2748

Mortgage

Document Number0004596595
DateMar 18, 2025
Instrument4596/595
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8865 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038131286
DateMar 25, 2019
Book Page3813/1286
Instrument201911344
Lender
NameEGLIN FCU
TypeCredit Union
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,860.00 (+4.69%)$235,650 (+4.38%) Land $44,000 Building $191,650$235,650 (+4.38%) Land $44,000 Building $191,650
2024$2,732.00 (-0.98%)$225,772 (-1.79%) Land $44,000 Building $181,772$225,772 (-1.79%) Land $44,000 Building $181,772
2023$2,759.00 (+9.4%)$229,888 (+11.47%) Land $42,000 Building $187,888$229,888 (+11.47%) Land $42,000 Building $187,888
2022$2,522.00$206,240$206,240 Land $32,000 Building $174,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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