8853 Turkey Bluff Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8853 Turkey Bluff Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 2010
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2021)
Tax Bill	$3,320 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2S-26-5515-00500-0030`

Property Details

APN / Parcel Number

Primary APN	`09-2S-26-5515-00500-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Heated Area
Gross Area	2,209 sqft
1st Floor Area	1,949 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	200 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	092S265515005000030
Street Address	8853 TURKEY BLUFF RD
City	NAVARRE
State	FL
Zip	32566-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TURKEY-CREEK ESTATES LOT 3 BLK 5 AS DES IN OR 4104 PG 355
Legal Range	26W
Legal Township	02S
Legal Section	09
Legal Subdivision	TURKEY-CREEK
Legal Block	5
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2012
Census Tract	10828

Owner

8853 Turkey Bluff Rd is owned and occupied by an individual who bought it in April 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8853 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2021	Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Feb 19, 2018 · Amount on File
Deed Document Number	202125001
Deed Book / Page	4104 / 355
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8853 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038681794
Date	Sep 11, 2019
Book Page	3868/1794
Instrument	201940437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8853 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039731605
Date	Jul 8, 2020
Book Page	3973/1605
Instrument	202033668

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 15, 2021
Property Address	8853 TURKEY BLUFF RD, NAVARRE, FL 32566-2447
Document Number	0041040355
Book / Page	4104 / 355
Map Reference	MB D PG 9&9-B
Instrument Date	Apr 8, 2021
Instrument	202125001
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	BRIGHT LIGHT LAND TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2365 HEMLOCK DR, 2365, NAVARRE, FL 32566-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8853 TURKEY BLUFF RD, NAVARRE, FL 32566-2447

Mortgage

Document Number	0004104357
Date	Apr 15, 2021
Instrument	4104/357

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,320.00 (-2.44%)	$278,688 (-2.27%) Land $44,000 Building $234,688	$278,688 (-2.27%) Land $44,000 Building $234,688
2023	$3,403.00 (+9.77%)	$285,149 (+12.2%) Land $42,000 Building $243,149	$285,149 (+12.2%) Land $42,000 Building $243,149
2022	$3,100.00	$254,139	$254,139 Land $32,000 Building $222,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8853 Turkey Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8853 Turkey Bluff Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T.

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