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  5. Baypine Dr

8862 Baypine Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 8862 Baypine Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,990 sqft · built 1995
Lot Size0.236 acres (10,280 sqft)
Owner2 Individual Names on File
Last Sale$1,175,000 (Nov 2023)
Tax Bill$8,374 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2024 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN26-2S-21-42500-000-8862

Property Details

APN / Parcel Number

Primary APN26-2S-21-42500-000-8862
Alternative APNs
  • 26-221-42500-000-8862
  • 1052736

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,822 sqft
1st Floor Area1,606 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.236 acres)
Lot Dimensions83 ft deep x 88 ft wide
Garage TypeCarport
Garage Area303 sqft
CarportCarport
Carport Area303 sqft

Exterior Amenities

PorchFinished Screened Porch
Porch Area496 sqft
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8862 BAYPINE DR
CityMIRAMAR BEACH
StateFL
Zip32550-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 8862 PH I OF BAY PINES PB 10-21 OR 1303-1 OR 1598-45 OR 2731-4309 OR 2890-2254 OR 3071-3250 OR 3308-1570
Legal Range021
Legal Township02S
Legal Section26
Legal SubdivisionBAY PINES
Legal Phase1
Legal Block88
Legal Lot Number8862
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2001
Census Tract950609

Owner

Source: Walton County records · APN 26-2S-21-42500-000-8862

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25820 CARNOUSTIE WAY, DENHAM SPRINGS, LA 70726-6488
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
BANKPLUS
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
BANKPLUS
Jun 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 20, 2023 · Amount on Record
Deed SaleNov 20, 2023 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number202341854
Deed Book / Page3308 / 1570
Prior Transfer DateAug 14, 2006
Prior Transfer Doc0027314309
Record UpdatedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateApr 02, 2026
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Document Number0000012688
Book / Page3393 / 190
Instrument DateMar 30, 2026
Instrument202612688
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address19460 S MUIRFIELD CIR, BATON ROUGE, LA 70810-5989
InvestorPossibly a Property Investor

Mortgage

Document Number0000012688,
DateApr 02, 2026
Book Page3393/190
Instrument202612688
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 01, 2036
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Transaction TypeMortgage
Record UpdatedMar 15, 2024
Title CompanyAQUA TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address25820 CARNOUSTIE WAY, DENNIS MILLS, LA 70726-6488

Mortgage

Document Number0033162380
DateFeb 26, 2024
Book Page3316/2380
Instrument20240006550
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2039

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0032033798
DateJun 22, 2021
Book Page3203/3798
Instrument20210031409
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueMar 01, 2036

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 20, 2023
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Document Number0033081570
Book / Page3308 / 1570
Map ReferenceMB 10 PG 21
Instrument DateNov 17, 2023
Instrument20230041854
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10140 WYNDHAM CT, SUWANEE, GA 30024-5390

Transferred To (Grantee/Buyer)

NameVerified Name
Address25820 CARNOUSTIE WAY, DENHAM SPRINGS, LA 70726-6488

Mortgage

Document Number0033081572
DateNov 20, 2023
Book Page3308/1572
Instrument20230041855
Lender
NameBANKPLUS
TypeBank
AddressRIDGELAND, MS 39157
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateDec 01, 2030
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate12.5%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031084423
DateJun 19, 2019
Book Page3108/4423
Instrument20190020133
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressATLANTA, GA 30326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJul 01, 2029

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 24, 2018
Property Address8862 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Document Number0030713250
Book / Page003071 / 003250
Instrument DateApr 23, 2018
Instrument13290
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,655.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10140 WYNDHAM CT SUWANEE GA 300245390, SUWANEE, GA 30024-5390

Mortgage

Document Number30713252
DateApr 24, 2018
Book Page003071/003252
Instrument13291
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,374.00 (-2.05%)$926,833 (+6.94%) Land $152,250 Building $774,583$926,833 (+6.94%) Land $152,250 Building $774,583
2024$8,549.00 (+27.16%)
2023$6,723.00 (+7.88%)$866,647 (+10.36%) Land $73,694 Building $792,953$866,647 (+10.36%) Land $73,694 Building $792,953
2022$6,232.00$785,284 Land $81,800 Building $703,484$785,284 Land $81,800 Building $703,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 220 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Lumen Technologies, Wildstar Networks.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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