8858 Baypine Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 8858 Baypine Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 1993
Lot Size	0.093 acres (4,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Oct 2023)
Tax Bill	$4,794 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-2S-21-42500-000-8858`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42500-000-8858`
Alternative APNs	`26-221-42500-000-8858` `1052732`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,318 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	1,318 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,051 sqft (0.093 acres)
Lot Dimensions	70 ft deep x 64 ft wide
Porch	Finished Screened Porch
Porch Area	476 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8858 BAYPINE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 8858 PH 1 OF BAYPINES S/D PB 10-21 OR 1153-7 OR 1188-10 OR 1873-201 OR 2806-4112 OR 3249-1712 OR 3305-4251
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	BAYPINES
Legal Phase	1
Legal Block	88
Legal Lot Number	8858
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2004
Census Tract	950609

Owner

Source: Walton County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5231 MARGARETS PL, BRENTWOOD, TN 37027-5199
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	Dec 9, 2008 · Amount on Record
Deed Document Number	202338453
Deed Book / Page	3305 / 4251
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	0032491712
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	8858 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5313 CURLYBARK PL, BRENTWOOD, TN 37027-5183

Mortgage

Document Number	0033872024
Date	Feb 17, 2026
Book Page	3387/2024
Instrument	20260005713

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 24, 2023
Property Address	8858 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Document Number	0033054251
Book / Page	3305 / 4251
Map Reference	MB 10 PG 21
Instrument Date	Oct 23, 2023
Instrument	20230038453
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 W WIEUCA RD NE, ATLANTA, GA 30342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5231 MARGARETS PL, BRENTWOOD, TN 37027-5199

Mortgage

Document Number	0033054258
Date	Oct 24, 2023
Instrument	3305/4258

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Margin	3
Max Rate	12.3%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2022
Property Address	8858 BAYPINE DR, MIRAMAR BEACH, FL 32550-5800
Document Number	0032491712
Book / Page	3249 / 1712
Map Reference	MB 10 PG 21
Instrument Date	Mar 23, 2022
Instrument	20220019272
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 WIEUCA TRCE NE, ATLANTA, GA 30342-3855

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 WIEUCA TRCE NE, ATLANTA, GA 30342-3855

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,794.00 (-2.02%)	$530,636 (+14.73%) Land $159,500 Building $371,136	$530,636 (+14.73%) Land $159,500 Building $371,136
2024	$4,893.00 (+32.6%)
2023	$3,690.00 (+6.56%)	$462,490 (+7.83%) Land $81,063 Building $381,427	$462,490 (+7.83%) Land $81,063 Building $381,427
2022	$3,463.00	$428,906 Land $89,980 Building $338,926	$428,906 Land $89,980 Building $338,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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