8858 Ridgeton Ct, Lakeside, CA 92040 Property Records

San Diego County property record for 8858 Ridgeton Ct, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,928 sqft · built 1978
Lot Size0.268 acres (11,653 sqft)
Owner2 Individual Names on File
Last Sale$487,000 (Feb 2016)
Tax Bill$7,596 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN397-351-21-00

Property Details

APN / Parcel Number

Primary APN397-351-21-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,928 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area11,653 sqft (0.268 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8858 RIDGETON CT
CityLAKESIDE
StateCA
Zip92040-5021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 (EX ST OP) TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-351-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8858 RIDGETON CT, LAKESIDE, CA 92040-5021
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Aug 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2016 · Amount on Record
Deed SaleFeb 18, 2016 · Amount on Record
Prior SaleNov 20, 1992 · Amount on Record
Deed Document Number201670038
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8858 RIDGETON CT, LAKESIDE, CA 92040-5021
Transaction TypeMortgage
Record UpdatedSep 26, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address8858 RIDGETON CT, LAKESIDE, CA 92040-5021

Mortgage

Document Number0000253042
DateSep 18, 2023
Instrument2023-0253042
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8858 RIDGETON CT, LAKESIDE, CA 92040-5021
Document Number0000459312
Instrument DateAug 06, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8858 RIDGETON CT LAKESIDE CA 920405021, LAKESIDE, CA 92040-5021

Mortgage

Document Number0000459312
DateAug 17, 2020
Instrument459312
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$588,029 (+2%) Land $235,201 Building $352,828
2025$7,596.00 (+6.63%) Homeowner's exemption$576,500 (+4.04%) Land $230,590 Building $345,910
2023$7,124.00 (+1.87%) Homeowner's exemption$554,116 Land $221,637 Building $332,479
2022$6,993.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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