8854 Ridgeton Ct, Lakeside, CA 92040 Property Records

San Diego County property record for 8854 Ridgeton Ct, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,265 sqft · built 1987
Lot Size	0.31 acres (13,495 sqft)
Owner	2 Company Names on Record
Last Sale	$710,000 (Apr 2005)
Tax Bill	$12,529 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`397-401-01-00`

Property Details

APN / Parcel Number

Primary APN	`397-401-01-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,265 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	13,495 sqft (0.31 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	8854 RIDGETON CT
City	LAKESIDE
State	CA
Zip	92040-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 23 TR 009524
Legal Subdivision	SAN DIEGO #3747
Legal Tract	009524
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jan 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2005 · Amount on Record
Deed Sale	Apr 20, 2005 · Amount on Record
Prior Sale	Jun 5, 1986 · Amount on Record
Deed Document Number	2005329920
Last Transfer Date	Mar 10, 2025
Transfer Doc	0000062318
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021

Mortgage

Document Number	0000685011
Date	Sep 29, 2021
Instrument	2021-0685011

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228257
Date	Jun 6, 2018
Instrument	2018-0228257

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021
Document Number	0000009528
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8854 RIDGETON CT LAKESIDE CA 920405021, LAKESIDE, CA 92040-5021

Mortgage

Document Number	0000009528
Date	Jan 10, 2019
Instrument	9528

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8854 RIDGETON CT, LAKESIDE, CA 92040-5021
Document Number	0000228256
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8854 RIDGETON CT LAKESIDE CA 920405021, LAKESIDE, CA 92040-5021

Mortgage

Document Number	0000228256
Date	Jun 6, 2018
Instrument	228256

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,009,374 (+2%) Land $403,749 Building $605,625
2025	$12,529.00 (+18.53%)	$989,583 (+17.81%) Land $395,833 Building $593,750
2023	$10,570.00 (+1.58%)	$840,000 Land $324,000 Building $516,000
2022	$10,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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