8850 Spyglass Loop, Clermont, FL 34711 Property Records

Lake County property record for 8850 Spyglass Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,844 sqft · built 1992
Lot Size	0.298 acres (12,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$2,889 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-25-1200-000-09900`

Property Details

APN / Parcel Number

Primary APN	`16-22-25-1200-000-09900`
Alternative APNs	`252216120000009900` `3404769`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,844 sqft Living Area
Gross Area	3,390 sqft
1st Floor Area	2,283 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,966 sqft (0.298 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	606 sqft
Deck Area	Deck Area
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3404769
Street Address	8850 SPYGLASS LOOP
City	CLERMONT
State	FL
Zip	34711-8571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGE GREEN LOT 99 PB 31 PGS 4-8 ORB 1562 PG 1348
Legal Range	25E
Legal Township	22S
Legal Section	16
Legal Subdivision	VILLAGE GREEN
Legal Tract	1200
Legal Lot Number	99
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1045
Census Tract	31207

Owner

Source: Lake County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8850 SPYGLASS LOOP, CLERMONT, FL 34711-8571
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Nov 19, 1997 · Amount on Record
Deed Document Number	202650865
Deed Book / Page	6726 / 2363
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Property Address	8850 SPYGLASS LOOP, CLERMONT, FL 34711-8571
Document Number	0000050865
Book / Page	6726 / 2363
Instrument Date	Apr 24, 2026
Instrument	2026.50865
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	LAND CASTLE TITLE, LANDCASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8850 SPYGLASS LOOP, CLERMONT, FL 34711-8571

Mortgage

Document Number	0000050866,
Date	Apr 27, 2026
Instrument	2026..50866

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 27, 2026
Property Address	8850 SPYGLASS LOOP, CLERMONT, FL 34711-8571
Document Number	0067262363
Book / Page	6726 / 2363
Instrument Date	Apr 24, 2026
Instrument	202650865
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LANDCASTLE TITLE LLC, LANDCASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8850 SPYGLASS LOOP, CLERMONT, FL 34711-8571
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050866,
Date	Apr 27, 2026
Instrument	202650866

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,610 (+2.9%)	$436,068 (-) Land $100,000 Building $336,068
2025		$198,850 (+5.98%) Land $100,000 Building $98,850	$436,068 (+3.43%) Land $100,000 Building $336,068
2024	$2,889.00 (+9.51%)
2023	$2,638.00 (+9.14%) Homeowner's exemption	$187,630 (+3%)	$421,622 (+28.54%) Land $100,000 Building $321,622
2022	$2,417.00 Homeowner's exemption	$182,170	$328,004 Land $54,063 Building $273,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (2022–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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