8820 Spyglass Loop, Clermont, FL 34711 Property Records

Lake County property record for 8820 Spyglass Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 1991
Lot Size	0.287 acres (12,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,000 (Aug 2026)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-22-25-1200-000-10200`

Property Details

APN / Parcel Number

Primary APN	`16-22-25-1200-000-10200`
Alternative APNs	`252216120000010200` `3358911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,046 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	1,990 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,498 sqft (0.287 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	350 sqft
Porch	Florida Room
Porch Area	480 sqft
Deck Area	Deck Area
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3358911
Street Address	8820 SPYGLASS LOOP
City	CLERMONT
State	FL
Zip	34711-8522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VILLAGE GREEN LOT 102 PB 31 PGS 4-8 ORB 4915 PG 1192 ORB 6043 PG 1551
Legal Range	25E
Legal Township	22S
Legal Section	16
Legal Subdivision	VILLAGE GREEN
Legal Tract	1200
Legal Lot Number	102
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1045
Census Tract	31207

Owner

Source: Lake County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10726 NW 11TH ST, PEMBROKE PINES, FL 33026-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2022	Intrafamily Transfer, Transfer
Mar 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Mar 15, 2017 · Amount on Record
Deed Document Number	202697867
Deed Book / Page	6792 / 594
Prior Transfer Date	Jul 5, 2019
Prior Transfer Doc	0060431551
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 7, 2026
Property Address	8820 SPYGLASS LOOP, CLERMONT, FL 34711-8522
Document Number	0000097867
Book / Page	6792 / 594
Instrument Date	Aug 5, 2026
Instrument	202697867
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	PRIME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,398.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10726 NW 11TH ST, PEMBROKE PINES, FL 33026-4008

Mortgage

Document Number	0000097868,
Date	Aug 7, 2026
Instrument	202697868

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Oct 25, 2022
Property Address	8820 SPYGLASS LOOP, CLERMONT, FL 34711-8522
Document Number	0060431551
Book / Page	6043 / 1551
Map Reference	MB 31 PG 4-8
Instrument Date	Jul 5, 2019
Instrument	2022140598
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8820 SPYGLASS LOOP, CLERMONT, FL 34711-8522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	8820 SPYGLASS LOOP, CLERMONT, FL 34711-8522

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 15, 2017
Property Address	8820 SPYGLASS LOOP, CLERMONT, FL 34711-8522
Document Number	0049151192
Book / Page	004915 / 001192
Instrument Date	Mar 6, 2017
Instrument	28069
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,904.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8820 SPYGLASS LOOP CLERMONT FL 347118522, CLERMONT, FL 34711-8522

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,330 (+2.9%)	$404,948 (-) Land $100,000 Building $304,948
2025	$3,546.00 (+2.57%) Homeowner's exemption	$243,280 (+5.98%) Land $100,000 Building $143,280	$404,948 (+2.43%) Land $100,000 Building $304,948
2024	$3,457.00 (+8.2%)
2023	$3,195.00 (+7.94%) Homeowner's exemption	$229,550 (+3%)	$395,342 (+28.48%) Land $100,000 Building $295,342
2022	$2,960.00 Homeowner's exemption	$222,870	$307,701 Land $54,063 Building $253,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	5 (2022–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Xfinity.

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