885 Raysilva Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 885 Raysilva Cir, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,971 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$363,000 (May 2020)
Tax Bill	$5,475 (2026)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`164-230-080-000`

Property Details

APN / Parcel Number

Primary APN	`164-230-080-000`
Alternative APN	`164-230-08`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,971 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	164-230-08
Street Address	885 RAYSILVA CIR
City	STOCKTON
State	CA
Zip	95206-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN OCT-27-2000 FROM ORIGINAL APN 161-270-08
Legal Subdivision	WESTON RANCH 02
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1000
Census Tract	3808

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 19, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 4, 2020	Grant Deed, Construction Loan · Line of Credit MAHESH TILOKANI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	202059124
Prior Transfer Date	Aug 7, 2003
Prior Transfer Doc	0000185184
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310

Mortgage

Document Number	0000073431
Date	Apr 27, 2021
Instrument	2021-073431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 19, 2020
Property Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310
Document Number	0000059124
Map Reference	MB 29 PG 100
Instrument Date	May 5, 2020
Instrument	2020-059124
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310

Mortgage

Document Number	0000059125
Date	May 19, 2020
Instrument	2020-059125

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 4, 2020
Property Address	885 RAYSILVA CIR, STOCKTON, CA 95206-5310
Document Number	0000015475
Instrument Date	Dec 13, 2019
Instrument	15475
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1440 COLUMBIA ST #2109 SAN DIEGO CA 921013485, 2109, SAN DIEGO, CA 92101-3485

Mortgage

Document Number	15476
Date	Feb 4, 2020
Instrument	15476

Lender

Name	MAHESH TILOKANI
Address	1231 S LOS ANGELES ST, LOS ANGELES, CA 90015-2538

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,475.00 (+1.6%)
2025	$5,389.00 (+6.52%)	$396,989 (+4.04%) Land $98,426 Building $298,563
2023	$5,059.00 (+2.02%)	$381,575 Land $94,605 Building $286,970	$449,370
2022	$4,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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