864 Raysilva Cir, Stockton, CA 95206 Property Records

San Joaquin County property record for 864 Raysilva Cir, Stockton, CA 95206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2020)
Tax Bill	$5,267 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`164-230-380-000`

Property Details

APN / Parcel Number

Primary APN	`164-230-380-000`
Alternative APN	`164-230-38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	164-230-38
Street Address	864 RAYSILVA CIR
City	STOCKTON
State	CA
Zip	95206-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAWN OCT-27-2000 FROM ORIGINAL APN 161-270-38
Legal Subdivision	WESTON RANCH 02
Legal Block	1
Legal Lot Number	38
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	1
Census Block	1002
Census Tract	3808

Owner

864 Raysilva Cir is owned and occupied by two individuals who bought it in July 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 15, 2020	Grant Deed, Transfer · FHA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 3, 2017	Quit Claim Deed, Transfer · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Feb 3, 2017
Deed Document Number	202084216
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347

Mortgage

Document Number	0000013605
Date	Feb 1, 2022
Instrument	2022-013605

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347

Mortgage

Document Number	0000049825
Date	Mar 19, 2021
Instrument	2021-049825

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 15, 2020
Property Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347
Document Number	0000084216
Map Reference	MB 29 PG 100
Instrument Date	Jul 13, 2020
Instrument	2020-084216
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347

Mortgage

Document Number	0000084217
Date	Jul 15, 2020
Instrument	2020-084217

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 3, 2017
Property Address	864 RAYSILVA CIR, STOCKTON, CA 95206-5347
Document Number	0000015043
Instrument Date	Feb 3, 2017
Instrument	15043
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	864 RAYSILVA CIR STOCKTON CA 952065347, STOCKTON, CA 95206-5347

Mortgage

Document Number	15044
Date	Feb 3, 2017
Instrument	15044

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 864 Raysilva Cir was $5,267, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,267.00 (+1.64%)
2025	$5,182.00	$378,850 Land $97,418 Building $281,432
2023	$4,852.00 (+2.02%)	$364,140 Land $93,636 Building $270,504	$429,390
2022	$4,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 864 Raysilva Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Raysilva Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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