Kent County property record for 885 N Jefferson St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 2005 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2023) |
| Tax Bill | $6,862 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-227-020 |
| Primary APN | 41-20-02-227-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,640 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 885 N JEFFERSON ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 412002227020 LOT 101 & N 31.4 FT OF LOT 102 ALSO W 1/2 OF THAT PART OF VACATED PORTION OF MOUND ST ADJ TO SD LOTS ON THE E * |
| Legal Subdivision | OF THAT PART OF VACATED PORTION OF MOUND |
| Legal Lot Number | 101-102 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 12004 |
885 N Jefferson St is owned and occupied by two individuals who bought it in June 2023.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK |
| Jul 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND HOME MORTGAGE |
| Jul 28, 2017 | Warranty Deed, Transfer SUN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 202330613 |
| Prior Transfer Date | Sep 18, 2013 |
| Prior Transfer Doc | 0000099596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 2, 2023 |
| Property Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000030613 |
| Map Reference | LB 2 PG 33 |
| Instrument Date | May 26, 2023 |
| Instrument | 20230602-0030613 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9901 BAILEY DR, CALEDONIA, MI 49316 |
| Document Number | 0000030614 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | 20230602-0030614 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000075908 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 20210706-0075908 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Feb 28, 2020 |
| Property Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000017842 |
| Map Reference | LB 2 PG 33 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 20200228-0017842 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CLEARSTREAM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,973.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 885 N JEFFERSON ST, 885, LOWELL, MI 49331-1122 |
| Name | Verified Name |
|---|---|
| Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000017843 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 20200228-0017843 |
| Name | HEARTLAND HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jul 28, 2017 |
| Property Address | 885 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000064051 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 64051 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2017 |
| Title Company | SUN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,522.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5732 SUARBERR DR SE GRAND RAPIDS MI 49512, GRAND RAPIDS, MI 49512 |
The 2025 property tax bill for 885 N Jefferson St was $6,862.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,100 (+4.92%) | $324,200 (+4.92%) | |
| 2025 | $6,862.00 Homeowner's exemption | $154,500 | $309,000 |
| 2023 | $111,900 | $223,800 | |
| 2019 | $3,326.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 885 N Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 885 N Jefferson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
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