Kent County property record for 855 N Jefferson St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,667 sqft · built 2005 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (May 2019) |
| Tax Bill | $4,271 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-20-02-227-022 |
| Primary APN | 41-20-02-227-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,667 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 855 N JEFFERSON ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 412002227022 LOT 103 EX N 62.8 FT ALSO W 1/2 OF THAT PART OF VACATED PORTION OF MOUND ST ADJ TO SD LOTS ON THE E ALSO THAT |
| Legal Subdivision | TH E ALONG N LINE OF VACATED HILL ST TO |
| Legal Lot Number | 103 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 12004 |
855 N Jefferson St is owned and occupied by two individuals who bought it in May 2019.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 855 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN |
| May 28, 2019 | Warranty Deed, Transfer · Conventional with PMI MERCANTILE BK/MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Feb 11, 2015 · Amount on File |
| Deed Document Number | 201936236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 855 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | DEVON TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000053561 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 20210506-0053561 |
| Name | MERCANTILE BANK OF MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | May 28, 2019 |
| Property Address | 855 N JEFFERSON ST, LOWELL, MI 49331-1122 |
| Document Number | 0000036236 |
| Instrument Date | May 23, 2019 |
| Instrument | 36236 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4550 BOWEN BLVD SE #1 GRAND RAPIDS MI 495085350, 1, GRAND RAPIDS, MI 49508-5350 |
| Document Number | 36237 |
|---|---|
| Date | May 28, 2019 |
| Instrument | 36237 |
| Name | MERCANTILE BK/MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49504 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2049 |
The 2025 property tax bill for 855 N Jefferson St was $4,271.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,300 (+1.31%) | $308,600 (+1.31%) | |
| 2025 | $4,271.00 Homeowner's exemption | $152,300 | $304,600 |
| 2023 | $109,200 | $218,400 | |
| 2019 | $3,227.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 855 N Jefferson St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 855 N Jefferson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
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