885 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 885 Moraga Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,435 sqft · built 2012
Lot Size	0.374 acres (16,286 sqft)
Owner	Trust Name on File
Last Sale	$1,259,000 (Mar 2013)
Tax Bill	$18,971 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`241-210-031-1`

Property Details

APN / Parcel Number

Primary APN	`241-210-031-1`
Alternative APN	`241-210-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
1st Floor Area	2,435 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Lot Area	16,286 sqft (0.374 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	885 MORAGA RD
City	LAFAYETTE
State	CA
Zip	94549-5027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LA VERELLEN PINES POR LOTS 1 & 2
Legal Subdivision	LAND SURVEYOR MAPS
Legal Lot Number	1,2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	350000

Owner

885 Moraga Rd is held in a trust since October 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	885 MORAGA RD, LAFAYETTE, CA 94549-5027
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2013 · Amount on File
Deed Sale	Mar 28, 2013 · Amount on File
Deed Document Number	201377716
Last Transfer Date	Oct 21, 2016
Transfer Doc	0000234900
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	885 MORAGA RD, LAFAYETTE, CA 94549-5027
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045940
Date	Mar 11, 2020
Instrument	2020-045940

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	885 MORAGA RD, LAFAYETTE, CA 94549-5027
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 MORAGA RD, LAFAYETTE, CA 94549-5027

Mortgage

Document Number	0000057574
Date	Feb 25, 2021
Instrument	2021-057574

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 885 Moraga Rd was $18,971.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,581,363 (+2%) Land $1,004,840 Building $576,523
2025	$18,971.00	$1,550,357 Land $985,138 Building $565,219
2023	$18,326.00 (+1.55%)	$1,490,157 Land $946,885 Building $543,272
2022	$18,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 885 Moraga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 individual policies
Nearby Flood Policies	63 units insured incl. 38 condo units
Nearby Flood Claims	9 (1987–2001)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Dec 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Moraga Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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