881 Moraga Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 881 Moraga Rd, Lafayette, CA 94549

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,389 sqft · built 2021
Lot Size0.281 acres (12,248 sqft)
OwnerTrust Name on File
Last Sale$513,000 (Mar 2012)
Tax Bill$23,520 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN241-210-030-3

Property Details

APN / Parcel Number

Primary APN241-210-030-3
Alternative APN
  • 241-210-030

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,389 sqft Living Area
1st Floor Area2,958 sqft
2nd Floor Area431 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Lot Area12,248 sqft (0.281 acres)
Garage TypeAttached
Garage Area561 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address881 MORAGA RD
CityLAFAYETTE
StateCA
Zip94549-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLA VERELLEN PINES POR LOT 1
Legal SubdivisionLA VERELLEN PINES
Legal Lot Number1
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1007
Census Tract350000

Owner

881 Moraga Rd is held in a trust since July 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address881 MORAGA RD, LAFAYETTE, CA 94549-5027
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2012 · Amount on File
Deed SaleMar 19, 2012 · Amount on File
Deed Document Number201262066
Last Transfer DateJul 28, 2014
Transfer Doc0000126104
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address881 MORAGA RD, LAFAYETTE, CA 94549-5027
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address881 MORAGA RD, LAFAYETTE, CA 94549-5027

Mortgage

Document Number0000193613
DateJul 8, 2021
Instrument2021-193613
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 881 Moraga Rd was $23,520.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityLafayette City
Secondary School DistrictAcalanes Union High School District (09 - 12)
Elementary School DistrictLafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,008,917 (+2%) Land $627,772 Building $1,381,145
2025$23,520.00$1,969,527 Land $615,463 Building $1,354,064
2023$18,861.00 (+70.84%)$1,539,128 Land $591,565 Building $947,563
2022$11,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 881 Moraga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 individual policies
Nearby Flood Policies63 units insured
incl. 38 condo units
Nearby Flood Claims9 (1987–2001)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2001 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 881 Moraga Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Moraga Rd

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