885 Hwy 294, Murphy, NC 28906 Property Records

Cherokee County property record for 885 Hwy 294, Murphy, NC 28906

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,040 sqft · built 2023
Lot Size6.61 acres (287,932 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Mar 2017)
Tax Bill$1,268 (2025)
Deeds & MortgagesAug 2022 Mortgage
Mar 2017 Sale
Flood ZoneZone X (minimal risk)
APN455100909111000

Property Details

APN / Parcel Number

Primary APN455100909111000
Alternative APN
  • 45352

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,040 sqft Heated Area
FlooringCarpet
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area287,932 sqft (6.61 acres)
Lot Width99 ft Width
Parking Spaces6 Parking Spaces
Deck Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number45352
Street Address885 HIGHWAY 294
CityMURPHY
StateNC
Zip28906-7971
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionFR WALKER CAVENDER & MCBRAYER 798/16
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1000
Census Tract930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address901 HIGHWAY 294, MURPHY, NC 28906-7972
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC
Mar 29, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2017 · Amount on Record
Deed SaleMar 29, 2017 · Amount on Record
Prior SaleJan 11, 2008 · Amount on Record
Deed Document Number01329
Deed Book / Page01557 / 0414
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address885 HIGHWAY 294, MURPHY, NC 28906
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01717/1107
DateAug 2, 2022
Book Page1717/1107
Instrument5043
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMar 29, 2017
Property Address885 HIGHWAY 294, MURPHY, NC 28906
Document Number01557/0414
Book / Page01557 / 0414
Instrument DateMar 24, 2017
Instrument01329
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 34, BRASSTOWN, NC 28902-0034

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 HWY 294, MURPHY, NC 28906-7972

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,268.00$180,090 (+466.86%)$180,090 (+466.86%) Land $31,730 Building $148,360
2023$31,770$31,770 Land $31,730 Building $40

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 294

Nearby Streets

Search Property Records by Address or Parcel Number