Cherokee County property record for 865 Hwy 294, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2005 |
| Lot Size | 4.86 acres (212,137 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (May 2024) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 455002997685000 |
| Primary APN | 455002997685000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 212,137 sqft (4.86 acres) |
| Lot Width | 34 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62874 |
|---|---|
| Street Address | 865 HIGHWAY 294 |
| City | MURPHY |
| State | NC |
| Zip | 28906-7971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 1 FR WATSON 1702/1071 |
| Legal Tract | 1 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930606 |
865 Hwy 294, a rural home, is owned and occupied by two individuals who bought it in May 2024.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 865 HIGHWAY 294, MURPHY, NC 28906-7971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Deed Document Number | 0000788144 |
| Deed Book / Page | 1702 / 1071 |
| Prior Transfer Date | Jan 28, 2022 |
| Prior Transfer Doc | 589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 28, 2022 |
| Property Address | 865 HIGHWAY 294, MURPHY, NC 28906-7971 |
| Document Number | 01702/1071 |
| Book / Page | 1702 / 1071 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 589 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 28, MURPHY, NC 28906-0028 |
| Name | Verified Name |
|---|---|
| Address | 865 HIGHWAY 294, MURPHY, NC 28906-7971 |
The 2025 property tax bill for 865 Hwy 294 was $1,205.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 | $170,510 | $170,510 Land $24,930 Building $145,580 |
| 2023 | $134,480 | $134,480 Land $24,930 Building $109,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 865 Hwy 294 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Hwy 294 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, RiverStreet Networks.
5G (outdoors only) and 4G LTE
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