885 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 885 Gallery Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	1,308 sqft Living Area
Lot Size	4,492 sqft (0.103 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (1996)
Tax Bill	$2,399.00 (2025)

Owner

Source: San Diego County records · APN 161-720-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	885 GALLERY DR, OCEANSIDE, CA 92057-6255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 1996 · Amount on Record
Deed Sale	Jun 27, 1996 · Amount on Record
Prior Sale	Mar 26, 1993 · Amount on Record
Deed Doc Number	1996325664
Record Refreshed	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	885 GALLERY DR, OCEANSIDE, CA 92057-6255
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000237860
Date	May 26, 2017
Instrument	2017-0237860

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 20, 2037

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	Prime Rate
Max Rate	17%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$220,252 (+2%) Land $110,126 Building $110,126
2025	$2,399.00 (+8.8%) Homeowner's exemption	$215,934 (+4.04%) Land $107,967 Building $107,967
2023	$2,205.00 (+0.32%) Homeowner's exemption	$207,550 Land $103,775 Building $103,775
2022	$2,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`161-720-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	4,492 sqft (0.103 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	885 GALLERY DR
City	OCEANSIDE
State	CA
Zip	92057-6255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 34 TR 012657
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012657
Legal Block	2
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	2
Census Block	2004
Census Tract	18525