870 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 870 Gallery Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,778 sqft · built 1993
Lot Size	0.165 acres (7,188 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Feb 2001)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-721-01-00`

Property Details

APN / Parcel Number

Primary APN	`161-721-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	7,188 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	870 GALLERY DR
City	OCEANSIDE
State	CA
Zip	92057-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 TR 012657
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012657
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18525

Owner

Source: San Diego County records · APN 161-721-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	870 GALLERY DR, OCEANSIDE, CA 92057-6254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2001 · Amount on Record
Deed Sale	Feb 23, 2001 · Amount on Record
Prior Sale	Dec 16, 1992 · Amount on Record
Deed Document Number	2001104414
Last Transfer Date	Aug 26, 2010
Transfer Doc	0000478679
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	870 GALLERY DR, OCEANSIDE, CA 92057-6254
Document Number	0000577079
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870 GALLERY DR OCEANSIDE CA 920576254, OCEANSIDE, CA 92057-6254

Mortgage

Document Number	0000577079
Date	Sep 28, 2020
Instrument	577079

Lender

Name	CHURCHILL MTG HM LOANS
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$398,055 (+2%) Land $153,686 Building $244,369
2025	$4,368.00 (+8.74%) Homeowner's exemption	$390,251 (+4.04%) Land $150,673 Building $239,578
2023	$4,017.00 (+0.27%) Homeowner's exemption	$375,099 Land $144,823 Building $230,276
2022	$4,006.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.