885 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 885 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,109 sqft · built 1977
Lot Size	0.245 acres (10,656 sqft)
Owner	Company Name on File
Last Sale	$615,500 (Aug 2004)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1043-271-55-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-271-55-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	2,109 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,656 sqft (0.245 acres)
Lot Dimensions	111 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	249 sqft
Patio Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	885 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9145 LOT 24
Legal Subdivision	TRACT NO 9145
Legal Tract	9145
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	814

Owner

885 Emerson St is owned by a company that acquired it in September 2005.

Source: San Bernardino County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	885 EMERSON ST, UPLAND, CA 91784-1227
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CREDIT UNION
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2004 · Amount on File
Deed Sale	Aug 26, 2004 · Amount on File
Deed Document Number	2004619275
Last Transfer Date	Sep 14, 2005
Transfer Doc	0000839020
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 16, 2026
Property Address	885 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000241297
Instrument Date	Sep 11, 2026
Instrument	2026241297
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	885 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000241297,
Date	Sep 16, 2026
Instrument	2026241297

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 28, 2051

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	885 EMERSON ST, UPLAND, CA 91784-1227
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	885 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000183121
Date	Apr 21, 2021
Instrument	2021-0183121

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 885 Emerson St was $9,413.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$875,115 (+2%) Land $306,290 Building $568,825
2025	$9,413.00	$857,956 Land $300,284 Building $557,672
2023	$8,979.00 (+2.19%)	$824,641 Land $288,624 Building $536,017
2022	$8,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 885 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 885 Emerson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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