851 Emerson St, Upland, CA 91784 Property Records

San Bernardino County property record for 851 Emerson St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,282 sqft · built 1977
Lot Size	0.294 acres (12,800 sqft)
Owner	Company Name on File
Last Sale	$730,000 (Jun 2020)
Tax Bill	$8,698 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1043-271-52-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-271-52-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,444 sqft
2nd Floor Area	838 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,800 sqft (0.294 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	700 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	851 EMERSON ST
City	UPLAND
State	CA
Zip	91784-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9145 LOT 21
Legal Subdivision	TRACT NO 9145
Legal Tract	9145
Legal Block	2
Legal Lot Number	21
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	814

Owner

851 Emerson St is owned by a company that acquired it in January 2023 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	851 EMERSON ST, UPLAND, CA 91784-1227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Feb 3, 2023	Intrafamily Transfer, Transfer
Dec 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Sep 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ONY GLO INC
Jun 18, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on File
Deed Sale	Jun 18, 2020 · Amount on File
Prior Sale	Dec 2, 2014
Deed Document Number	2020202857
Last Transfer Date	Jan 10, 2023
Transfer Doc	0000026023
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000161595
Date	Jun 30, 2023
Instrument	2023-0161595

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000213029
Date	May 7, 2021
Instrument	2021-0213029

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 3, 2023
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000026023
Map Reference	MB 130 PG 52&53
Instrument Date	Jan 10, 2023
Instrument	2023-0026023
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	851 EMERSON ST, UPLAND, CA 91784-1227

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 8, 2021
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000550425
Map Reference	MB 130 PG 52&53
Instrument Date	Dec 3, 2021
Instrument	2021-0550425
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	851 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000550427
Date	Dec 8, 2021
Instrument	2021-0550427

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 2, 2020
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000325876
Instrument Date	Aug 25, 2020
Instrument	325876
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	851 EMERSON ST UPLAND CA 917841227, UPLAND, CA 91784-1227

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 18, 2020
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000202858
Map Reference	MB 130 PG 52&53
Instrument Date	Jun 16, 2020
Instrument	2020-0202858
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERSON ST, UPLAND, CA 91784-1227

Mortgage

Document Number	0000202859
Date	Jun 18, 2020
Instrument	2020-0202859

Lender

Name	ONY GLO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000202860
Date	Jun 18, 2020
Instrument	2020-0202860

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 18, 2020
Property Address	851 EMERSON ST, UPLAND, CA 91784-1227
Document Number	0000202857
Map Reference	MB 130 PG 52&53
Instrument Date	May 19, 2020
Instrument	2020-0202857
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 EMERSON ST, UPLAND, CA 91784-1227

Tax Assessment & Valuation

The 2025 property tax bill for 851 Emerson St was $8,698 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$814,330 (+2%) Land $203,584 Building $610,746
2025	$8,698.00 Homeowner's exemption	$798,363 Land $199,592 Building $598,771
2023	$8,294.00 (+2.21%) Homeowner's exemption	$767,361 Land $191,841 Building $575,520
2022	$8,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 851 Emerson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Emerson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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