88499 1st Ave, Florence, OR 97439 Property Records

Lane County property record for 88499 1st Ave, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 799 sqft · built 1939
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on File
Tax Bill	$2,307 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-04-13-00801-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-04-13-00801-000`
Alternative APNs	`1812041300801` `1485554`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	799 sqft Living Area
1st Floor Area	799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1485554
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA/MH
Legal Description	TL 00801
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	HECETA BEACH
Legal Lot Number	801
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	706

Owner

88499 1st Ave is owned by a company that acquired it in November 2018.

Source: Lane County records, as of November 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Mar 23, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2018
Transfer Doc	0000037396
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036034
Date	Dec 20, 2023
Instrument	2023-036034

Lender

Name	BANNER BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 23, 2023
Property Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Document Number	0000007524
Map Reference	VOL 7 PG 25
Instrument Date	Mar 23, 2023
Instrument	2023-007524
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	88499 1ST AVE, FLORENCE, OR 97439-9114

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	FIDELITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026896
Date	Apr 19, 2021
Instrument	2021-026896

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050727
Date	Oct 30, 2018
Instrument	2018-050727

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Nov 16, 2018
Property Address	88499 1ST AVE, FLORENCE, OR 97439-9114
Document Number	0000053529
Instrument Date	Nov 5, 2018
Instrument	53529
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88499 1ST AVE FLORENCE OR 974399114, FLORENCE, OR 97439-9114

Tax Assessment & Valuation

The 2025 property tax bill for 88499 1st Ave was $2,307.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,307.00	$206,778	$424,369 Land $234,805 Building $189,564
2023	$2,172.00 (+4.42%)	$194,909 (+3%)	$408,653 (+12.74%) Land $203,475 Building $205,178
2022	$2,080.00	$189,233	$362,477 Land $196,242 Building $166,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88499 1st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88499 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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