88481 1st Ave, Florence, OR 97439 Property Records

Lane County property record for 88481 1st Ave, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1956
Lot Size	0.509 acres (22,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2026)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-04-13-00300-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-04-13-00300-000`
Alternative APNs	`1812041300300` `0776599`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,185 sqft (0.509 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	0776599
Street Address	88481 1ST AVE
City	FLORENCE
State	OR
Zip	97439-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA/MH
Legal Description	TL 00300
Legal Range	12
Legal Township	18
Legal Section	04
Legal Subdivision	HECETA BEACH
Legal Block	33
Legal Lot Number	300
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	706

Owner

Source: Lane County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1991 LAWRENCE ST, EUGENE, OR 97405-2649
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 1, 2026	Quit Claim Deed, Transfer CASCADE TITLE
Aug 15, 2022	Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Deed Document Number	202625922
Prior Transfer Date	May 6, 2026
Prior Transfer Doc	0000017560
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 5, 2026
Property Address	88481 1ST AVE, FLORENCE, OR 97439-9114
Document Number	0000025922
Instrument Date	Jul 31, 2026
Instrument	202625922
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1991 LAWRENCE ST, EUGENE, OR 97405-2649

Mortgage

Document Number	0000025923,
Date	Aug 5, 2026
Instrument	202625923

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jun 1, 2026
Property Address	88481 1ST AVE, FLORENCE, OR 97439-9114
Document Number	0000017560
Instrument Date	May 6, 2026
Instrument	202617560
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	CASCADE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Aug 15, 2022
Property Address	88481 1ST AVE, FLORENCE, OR 97439-9114
Document Number	0000035083
Map Reference	MB 7 PG 25
Instrument Date	Jul 25, 2022
Instrument	2022-035083
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8141, EUGENE, OR 97408-1304

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (+6.17%)	$249,720 (+6.09%)	$610,285 (+4.77%) Land $248,593 Building $361,692
2023	$2,609.00	$235,386	$582,526 Land $215,030 Building $367,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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