8849 Kerri Ruth Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 8849 Kerri Ruth Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,550 sqft · built 2007
Lot Size3.55 acres (155,074 sqft)
OwnerIndividual Name on Record
Tax Bill$2,104 (2025)
Deeds & MortgagesMar 2017 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3-06-5-21-01-0-00018-00

Property Details

APN / Parcel Number

Primary APN3-06-5-21-01-0-00018-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,550 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area155,074 sqft (3.55 acres)
Pool Area800 sqft
Patio Area544 sqft

Location & Zoning

Street Address8849 KERRI RUTH RD
CityHERNANDO
StateMS
Zip38632-6378
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionALLEN FARMS SEC B LOT 18
Legal Range06
Legal Township03
Legal Section21
Legal SubdivisionALLEN FARMS SEC B
Legal Lot Number18
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1020
Census Tract70900

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8849 KERRI RUTH RD, HERNANDO, MS 38632-6378
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Aug 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PATRIOT BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2006
Deed SaleJul 31, 2006
Deed Document Number0000535357
Deed Book / Page0535 / 357
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address8849 KERRI RUTH RD, HERNANDO, MS 38632-6378
Transaction TypeMortgage
Record UpdatedDec 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004318/760
DateMar 16, 2017
Book Page4318/760
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address8849 KERRI RUTH RD, HERNANDO, MS 38632-6378
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8849 KERN RUTH RD, HERNANDO, MS 38632

Mortgage

Document Number0005022/18
DateAug 20, 2020
Book Page5022/18
Lender
NamePATRIOT BANK
TypeBank
AddressMILLINGTON, TN 38053
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,104.00 (+17.87%)$29,149 (+39.76%) Land $3,600 Building $25,549$291,491 (+39.77%) Land $36,000 Building $255,491
2023$1,785.00$20,856$208,556 Land $36,000 Building $172,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 73% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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