8712 Kerri Ruth Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 8712 Kerri Ruth Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,736 sqft · built 2008
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jan 2022)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-5-21-01-0-00016-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-5-21-01-0-00016-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,736 sqft Adjusted Area
1st Floor Area	3,181 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	138,521 sqft (3.18 acres)
Pool Area	512 sqft
Patio Area	588 sqft

Location & Zoning

Street Address	8712 KERRI RUTH RD
City	HERNANDO
State	MS
Zip	38632-6379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ALLEN FARMS SEC B LOT 16
Legal Range	006
Legal Township	03S
Legal Section	21
Legal Subdivision	ALLEN FARMS SEC B
Legal Lot Number	16
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1020
Census Tract	70900

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Jan 4, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Book / Page	985 / 534
Prior Transfer Date	Dec 19, 2016
Prior Transfer Doc	000812/330
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 21, 2022
Property Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379
Document Number	000985/534
Book / Page	985 / 534
Map Reference	MB 97 PG 8-10
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SLESTA TITLE AND ESCROW LLC, SELECT TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3156 BAY VIEW DR, 3156, JONESBORO, GA 30236-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379

Mortgage

Document Number	0005449106
Date	Jan 21, 2022
Instrument	5449/106

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 2, 2018
Property Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379
Document Number	000872/010
Book / Page	0872 / 010
Map Reference	MB 97 PG 8-10
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 306, BYHALIA, MS 38611-0306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379

Mortgage

Document Number	0004630414
Date	Nov 2, 2018
Instrument	4630/414

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 4, 2017
Property Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379
Document Number	000812/330
Book / Page	0812 / 330
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8712 KERRI RUTH RD, 8712, HERNANDO, MS 38632-6379

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8712 KERRI RUTH RD, HERNANDO, MS 38632-6379

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+16.49%)	$41,754 (+39.2%) Land $3,600 Building $38,154	$417,540 (+39.2%) Land $36,000 Building $381,540
2023	$2,699.00	$29,996	$299,955 Land $36,000 Building $263,955

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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