884 Spears Dr, Elgin, SC 29045 Property Records

Richland County property record for 884 Spears Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,807 sqft Heated Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$157,000 (2020)
Tax Bill	$1,884.00 (2025)

Owner

Source: Richland County records · APN 25810-02-46

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	884 SPEARS DR, ELGIN, SC 29045-8255
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	Feb 19, 2008 · Amount on Record
Deed Doc Number	202051399
Deed Book / Page	2534 / 1160
Record Refreshed	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 29, 2020
Property Address	884 SPEARS DR, ELGIN, SC 29045-8255
Document Number	2534/1160
Book / Page	002534 / 001160
Instrument Date	Jul 14, 2020
Instrument	51399
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$581.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255
Investor	Possibly a Property Investor

Mortgage

Document Number	2534/1164
Date	Sep 29, 2020
Book Page	002534/001164
Instrument	51400

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,884.00 (+14.04%)	$180,600 (+2,775.8%)	$225,200 (+43.44%) Land $34,000 Building $191,200
2023	$1,652.00 (+0.85%)	$6,280 (-)	$157,000 (-)
2021	$1,638.00	$6,280	$157,000 Land $24,000 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 2% of South Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25810-02-46`
Alternative APNs	`R25810-02-46` `01891000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	1,807 sqft Heated Area
Gross Area	2,265 sqft Gross Area
1st Floor	777 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,485 sqft (0.08 acres)
Parking Spaces	1 Parking Spaces
Garage Area	253 sqft Garage
Porch Area	205 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01891000
Street Address	884 SPEARS DR
City	ELGIN
State	SC
Zip	29045-8255
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25 45X79.9X45.2X80.1 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1402-1483 RB1158-3105
Legal Subdivision	SPEARS CREEK VILLAGE
Legal Lot Number	25,45
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	1
Census Block	1003
Census Tract	11414