Richland County property record for 880 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,791 sqft Heated Area |
| Lot Size | 4,767 sqft (0.109 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,073 (2008) |
| Tax Bill | $1,722.00 (2025) |
Source: Richland County records · APN 25810-02-45
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 880 SPEARS DR, ELGIN, SC 29045-8255 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOW VA RATES LLC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| Jun 11, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2008 · Amount on Record |
| Deed Sale | Mar 03, 2008 · Amount on Record |
| Deed Doc Number | 200816350 |
| Deed Book / Page | 1406 / 3508 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 880 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 2565/2669 |
| Instrument Date | Jun 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 880 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255 |
| Document Number | 2565/2669 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 002565/002669 |
| Instrument | 71385 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 880 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 2433/3241 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 880 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255 |
| Document Number | 2433/3241 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 002433/003241 |
| Instrument | 73140 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 880 SPEARS DR, ELGIN, SC 29045-8255 |
| Document Number | 2312/2619 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 880 SPEARS DR ELGIN SC 290458255, ELGIN, SC 29045-8255 |
| Document Number | 2312/2619 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 002312/002619 |
| Instrument | 42260 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (+13.96%) | $160,700 (+2,775.81%) | $220,400 (+57.77%) Land $34,000 Building $186,400 |
| 2023 | $1,511.00 (+1.14%) | $5,588 (-0.04%) | $139,700 (-) |
| 2021 | $1,494.00 | $5,590 | $139,700 Land $24,000 Building $115,700 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 2% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 25810-02-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,791 sqft Heated Area |
| Gross Area | 2,144 sqft Gross Area |
| 1st Floor | 763 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,767 sqft (0.109 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 100 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01890993 |
|---|---|
| Street Address | 880 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 24 45X80X45X80 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 24,45 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
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