884 Elm St, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 884 Elm St, Big Bear Lake, CA 92315

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 778 sqft · built 1991
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Mar 2018)
Tax Bill$4,338 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN2328-408-07-0000

Property Details

APN / Parcel Number

Primary APN2328-408-07-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area778 sqft Living Area
1st Floor Area778 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleChalet/Alpine
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
View / LotAverage
PorchPatio/Porch
Porch Area412 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address884 ELM ST
CityBIG BEAR LAKE
StateCA
Zip92315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPAULDINGS BIG BEAR WOODS LOT 478
Legal SubdivisionSPAULDINGS BIG BEAR WOOD
Legal Tract1
Legal Block2
Legal Lot Number478
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionBIG BEAR
Census Block Group2
Census Block2019
Census Tract11203

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6103 N MUSCATEL AVE, SAN GABRIEL, CA 91775-2624
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNI FIRST INVESTMENT INC
Jan 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 13, 2018Grant Deed, Transfer · Conventional Mortgage
UNI FIRST INVESTMENT INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Prior SaleJul 2, 1998 · Amount on Record
Deed Document Number201888539
Last Transfer DateDec 18, 2019
Transfer Doc0000018789
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address884 ELM ST, BIG BEAR LAKE, CA 92315
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6103 N MUSCATEL AVE, SAN GABRIEL, CA 91775-2624

Mortgage

Document Number0000110012
DateMar 10, 2021
Instrument2021-0110012
Lender
NameUNI FIRST INVESTMENT INC
TypeNon-Lending Institution
AddressALHAMBRA, CA 91801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateJan 16, 2020
Property Address884 ELM ST, BIG BEAR LAKE, CA 92315
Document Number0000018789
Instrument DateDec 18, 2019
Instrument18789
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6103 N MUSCATEL AVE SAN GABRIEL CA 917752624, SAN GABRIEL, CA 91775-2624

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMar 13, 2018
Property Address884 ELM ST, BIG BEAR LAKE, CA 92315
Document Number0000088539
Map ReferenceMB 23 PG 71
Instrument DateFeb 16, 2018
Instrument2018-0088539
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyCHICAGO TITLE INLAND EMPIRE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6103 N MUSCATEL AVE, SAN GABRIEL, CA 91775-2624
InvestorPossibly a Property Investor

Mortgage

Document Number0000088540
DateMar 13, 2018
Instrument2018-0088540
Lender
NameUNI FIRST INVESTMENT INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBig Bear Lake City
CountySan Bernardino County
Unified School DistrictBear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$290,148 (+2%) Land $58,030 Building $232,118
2025$4,338.00 (+7.48%)$284,459 (+4.04%) Land $56,892 Building $227,567
2023$4,036.00 (+4.97%)$273,412 Land $54,682 Building $218,730
2022$3,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 61% of California
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG BEAR LAKE DWP - BIG BEAR SYSTEM
serves 26,164 people · EPA ID CA3610044
Water SourceGroundwater
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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