San Bernardino County property record for 871 Elm St, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,520 sqft · built 1974 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Apr 2023) |
| Tax Bill | $6,661 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-406-32-0000 |
| Primary APN | 2328-406-32-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 560 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Average |
| Porch | Patio/Porch |
| Porch Area | 146 sqft |
| Patio Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 871 ELM ST |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPAULDINGS BIG BEAR WOODS LOTS 388 AND 389 |
| Legal Subdivision | SPAULDING BIG BEAR |
| Legal Block | 2 |
| Legal Lot Number | 388 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 11204 |
Source: San Bernardino County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 809 5TH AVE, LOS ANGELES, CA 90005-3523 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on Record |
| Deed Sale | Apr 6, 2023 · Amount on Record |
| Deed Document Number | 202380952 |
| Prior Transfer Date | Jun 2, 2004 |
| Prior Transfer Doc | 0000407189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 871 ELM ST, BIG BEAR LAKE, CA 92315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 809 5TH AVE, LOS ANGELES, CA 90005-3523 |
| Document Number | 0000233804 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025-0233804 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 6, 2023 |
| Property Address | 871 ELM ST, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000080952 |
| Map Reference | MB 23 PG 71 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023-0080952 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF SOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 809 5TH AVE, LOS ANGELES, CA 90005-3523 |
| Document Number | 0000080953 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2023-0080953 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $504,300 (-) Land $100,900 Building $403,400 | |
| 2025 | $6,661.00 (+118.68%) | $504,300 (+181.24%) Land $100,900 Building $403,400 |
| 2023 | $3,046.00 (+5.95%) | $179,316 Land $43,699 Building $135,617 |
| 2022 | $2,875.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 25 units insured incl. 22 condo units |
| Nearby Flood Claims | 3 (1982–2005) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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