8832 E South Circle Dr, Effingham, IL 62401 Property Records

Effingham County property record for 8832 E South Circle Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,404 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Aug 2020)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-213-001`

Property Details

APN / Parcel Number

Primary APN	`11-07-213-001`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,404 sqft Base Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	25,700 sqft (0.59 acres)
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	8832 E SOUTH CIRCLE DR
City	EFFINGHAM
State	IL
Zip	62401-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WHISPERING PINES SUB 25002127 25000019 3603/334 3183/318 1792/135 1014/163 776/219
Legal Subdivision	WHISPERING PINES SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3073
Census Tract	950200

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8832 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY
Aug 26, 2020	Warranty Deed, Transfer NOT AVAILABLE, AUSTIN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	202020004683
Deed Book / Page	3603 / 334
Last Transfer Date	Jun 18, 2025
Transfer Doc	0000002127
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8832 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5047
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3360/041
Date	Jan 12, 2018
Book Page	3360/041
Instrument	201801800166

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2023

Interest

Rate	6.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8832 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3354/143
Date	Dec 14, 2017
Book Page	3354/143
Instrument	201700005739

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Interest

Rate	4.37%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 26, 2020
Property Address	8832 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5047
Document Number	3603/334
Book / Page	3603 / 334
Map Reference	PL 27-C MB 11 PG 144
Instrument Date	Aug 25, 2020
Instrument	202020004683
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	NOT AVAILABLE, AUSTIN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8832 E SOUTH CIRCLE DR, 8832, EFFINGHAM, IL 62401-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8832 E SOUTH CIRCLE DR, EFFINGHAM, IL 62401-5047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Beecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+4.91%) Homeowner's exemption	$56,980 (+1%) Land $7,560 Building $49,420	$170,940 (+1%) Land $22,680 Building $148,260
2024	$2,504.00 (+32.91%)	$51,800 (+19.33%) Land $6,870 Building $44,930	$155,400 (+19.33%) Land $20,610 Building $134,790
2022	$1,884.00 Homeowner's exemption	$43,410 Land $5,760 Building $37,650	$130,230 Land $17,280 Building $112,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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