8827 Cara Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 8827 Cara Ct, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,471 sqft · built 1966
Lot Size	0.147 acres (6,400 sqft)
Owner	Individual Name on Record
Last Sale	$443,500 (Mar 2019)
Tax Bill	$6,610 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`586-230-21-00`

Property Details

APN / Parcel Number

Primary APN	`586-230-21-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,471 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	8827 CARA CT
City	SPRING VALLEY
State	CA
Zip	91977-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 44 TR 005591
Legal Subdivision	LAKE SHORE HIGHLAND
Legal Tract	005591
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2019
Census Tract	13423

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 29, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2019	Grant Deed, Construction Loan PRIVATE INDIVIDUAL
Mar 7, 2017	Grant Deed, Foreclosure
Feb 2, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2019114210
Last Transfer Date	Jun 10, 2021
Transfer Doc	0000441962
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 2, 2026
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000157627
Instrument Date	May 28, 2026
Instrument	2026157627
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405

Mortgage

Document Number	0000157627,
Date	Jun 2, 2026
Instrument	2026157627

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1626 HAYFORD RD, CHULA VISTA, CA 91913-1735

Mortgage

Document Number	0000403158
Date	Oct 18, 2022
Instrument	2022-0403158

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000441962
Map Reference	MAP 5591
Instrument Date	Jun 10, 2021
Instrument	2021-0441962
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405

Mortgage

Document Number	0000441963
Date	Jun 16, 2021
Instrument	2021-0441963

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003560
Date	Jan 6, 2020
Instrument	2020-0003560

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2019
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000114210
Map Reference	MAP 5591
Instrument Date	Mar 14, 2019
Instrument	2019-0114210
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405

Mortgage

Document Number	0000114211
Date	Mar 29, 2019
Instrument	2019-0114211

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2019
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000073702
Instrument Date	Feb 27, 2019
Instrument	73702
Transaction Type	Construction Loan
Record Updated	Mar 7, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3435 CAMINO DEL RIO S #209 SAN DIEGO CA 921083911, 209, SAN DIEGO, CA 92108-3911
Investor	Possibly a Property Investor

Mortgage

Document Number	73703
Date	Feb 28, 2019
Instrument	73703

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded

March 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2017
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000104897
Instrument Date	Feb 23, 2017
Instrument	104897
Transaction Type	Foreclosure
Record Updated	Mar 14, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 2, 2017
Property Address	8827 CARA CT, SPRING VALLEY, CA 91977-6405
Document Number	0000055830
Instrument Date	Jan 23, 2017
Instrument	55830
Transaction Type	Foreclosure
Record Updated	Feb 9, 2017

Transaction

Amount	Amount Recorded
Tax	$408.65
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,622 (+2%) Land $273,076 Building $231,546
2025	$6,610.00 (+6.54%)	$494,728 (+4.04%) Land $267,722 Building $227,006
2023	$6,204.00 (+3.18%)	$475,519 Land $257,327 Building $218,192
2022	$6,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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