8826 Cara Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 8826 Cara Ct, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,146 sqft · built 1966
Lot Size0.154 acres (6,700 sqft)
OwnerCompany Name on Record
Tax Bill$1,770 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN586-230-16-00

Property Details

APN / Parcel Number

Primary APN586-230-16-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,146 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area6,700 sqft (0.154 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8826 CARA CT
CitySPRING VALLEY
StateCA
Zip91977-6405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 39 TR 005591
Legal SubdivisionLAKE SHORE HIGHLAND
Legal Tract005591
Legal Block2
Legal Lot Number39
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2019
Census Tract13423

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8826 CARA CT, SPRING VALLEY, CA 91977-6405
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 11, 2009
Transfer Doc0000499717
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8826 CARA CT, SPRING VALLEY, CA 91977-6405
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000496399
DateOct 31, 2019
Instrument2019-0496399
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$95,137 (+2%) Land $37,199 Building $57,938
2025$1,770.00 (+11.11%) Homeowner's exemption$93,272 (+4.04%) Land $36,470 Building $56,802
2023$1,593.00 (+3.91%) Homeowner's exemption$89,652 Land $35,054 Building $54,598
2022$1,533.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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