8817 Cold Spring Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 8817 Cold Spring Rd, Potomac, MD 20854 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,442 sqft · built 1968
Lot Size0.262 acres (11,418 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (May 2015)
Tax Bill$10,151 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-00129836

Property Details

APN / Parcel Number

Primary APN04-00129836
Alternative APN
  • 00129836

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,442 sqft Living Area
Gross Area4,904 sqft
1st Floor Area2,346 sqft
Basement Area721 sqft
Finished Basement721 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area11,418 sqft (0.262 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchEnclosed Porch
Porch Area368 sqft
Deck Area350 sqft
Patio Area532 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00129836
Street Address8817 COLD SPRING RD
CityPOTOMAC
StateMD
Zip20854-2430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPENHAVER
Legal SubdivisionCOPENHAVER
Legal BlockB
Legal Lot Number9
JurisdictionMONTGOMERY MD
Township / Civil Division4
Census Block Group3
Census Block3010
Census Tract701210

Owner

Source: Montgomery County records · APN 04-00129836

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8817 COLD SPRING RD, POTOMAC, MD 20854-2430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Jan 26, 2017Deed of Trust, Mortgage · Commercial Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2015 · Amount on Record
Deed SaleMay 27, 2015 · Amount on Record
Prior SaleJun 15, 2001 · Amount on Record
Deed Book / Page50343 / 23
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8817 COLD SPRING RD, POTOMAC, MD 20854-2430
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8817 COLD SPRING RD, POTOMAC, MD 20854-2430

Mortgage

Document Number0639250051
DateSep 01, 2021
Book Page63925/51
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8817 COLD SPRING RD, POTOMAC, MD 20854-2430
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0536470431
DateJan 26, 2017
Book Page53647/431
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term118 Months
DueNov 28, 2026

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$939,400 (+7.34%) Land $406,000 Building $533,400$939,400 (-) Land $406,000 Building $533,400
2025$10,151.00 (+24.75%)$875,167 (+17.2%)$939,400 (+25.81%) Land $406,000 Building $533,400
2023$746,700 Land $386,700 Building $360,000$746,700 Land $386,700 Building $360,000
2022$8,137.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317012103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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