Lake County property record for 8825 Upper Lake Lucerne Rd, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,696 sqft · built 1957 |
| Lot Size | 6.61 acres (287,932 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Nov 2015) |
| Tax Bill | $4,782 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 201-030-050-000 |
| Primary APN | 201-030-050-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,696 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Concrete |
| Lot Area | 287,932 sqft |
| Garage Area | 480 sqft |
| Old Parcel Number | 201-030-05 |
|---|---|
| Street Address | 8825 UPPER LAKE LUCERNE RD |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-8751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100 |
8825 Upper Lake Lucerne Rd is owned by two individuals who bought it in November 2015.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 561, UPPER LAKE, CA 95485-0561 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 23, 2018 | Deed of Trust, Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on File |
| Deed Sale | Nov 20, 2015 · Amount on File |
| Deed Document Number | 201515484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 8825 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8751 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8825 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8751 |
| Document Number | 0000001545 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021001545 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 8825 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8751 |
| Document Number | 0000005393 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 8825 UPPER LAKE LUCERNE RD UPPER LAKE CA 954858751, UPPER LAKE, CA 95485-8751 |
| Document Number | 0000005393 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 5393 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2048 |
The 2026 property tax bill for 8825 Upper Lake Lucerne Rd was $4,782, up 3.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,782.00 (+3.84%) | $288,579 (+2%) Land $156,968 Building $131,611 |
| 2025 | $4,605.00 | $282,922 Land $153,891 Building $129,031 |
| 2023 | $3,788.00 (+6.73%) | $271,937 Land $147,916 Building $124,021 |
| 2022 | $3,549.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8825 Upper Lake Lucerne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8825 Upper Lake Lucerne Rd is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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