Lake County property record for 8645 Upper Lake Lucerne Rd, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,116 sqft · built 1992 |
| Lot Size | 4.71 acres (205,168 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $400,000 (Sep 2025) |
| Tax Bill | $5,227 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-015-110-000 |
| Primary APN | 004-015-110-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,116 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 205,168 sqft |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 8645 UPPER LAKE LUCERNE RD |
|---|---|
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-8750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | EDMANDS RECLAIMED LAND CO |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 1810 DOUBLE RING CT, GRAND JUNCTION, CO 81507-8799 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 19, 2025 | Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Sep 19, 2025 | Grant Deed, Transfer FIRST CMRC TITLE COMPANY, FIRST AMER TITLE COMPANY |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2012 · Amount on Record |
| Deed Document Number | 20259675 |
| Prior Transfer Date | Sep 12, 2025 |
| Prior Transfer Doc | 0000009674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 19, 2025 |
| Property Address | 8645 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8750 |
| Document Number | 0000009674 |
| Map Reference | MB 4 PG 52-56 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 2025009674 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8645 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8750 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Sep 19, 2025 |
| Property Address | 8645 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8750 |
| Document Number | 0000009675 |
| Map Reference | MB 4 PG 52-56 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025009675 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | FIRST CMRC TITLE COMPANY, FIRST AMER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1810 DOUBLE RING CT, GRAND JUNCTION, CO 81507-8799 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 8645 UPPER LAKE LUCERNE RD, UPPER LAKE, CA 95485-8750 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000005171 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017005171 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,227.00 (+18.9%) | $467,214 (+18.75%) Land $153,618 Building $313,596 |
| 2025 | $4,396.00 (+3.17%) | $393,427 (+4.04%) Land $166,235 Building $227,192 |
| 2023 | $4,261.00 (-2.63%) | $378,152 Land $159,781 Building $218,371 |
| 2022 | $4,376.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| Valley Internet Fixed Wireless | 50 / 25 |
May also be available: AT&T, T-Mobile.
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