8822 Osprey St, Harlingen, TX 78552 Property Records

Cameron County property record for 8822 Osprey St, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 2009
Lot Size	0.158 acres (6,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,900 (May 2020)
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`986538-0050-002000`

Property Details

APN / Parcel Number

Primary APN	`986538-0050-002000`
Alternative APN	`352206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,269 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,269 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,899 sqft (0.158 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	777 sqft
Parking Spaces	1 Parking Space
Pool Area	750 sqft
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8822 OSPREY ST
City	HARLINGEN
State	TX
Zip	78552-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 5 PELICANS LANDING ESTATES PH I (C1-2810B CCMR FILED 5-14-07)
Legal Subdivision	PELICANS LANDING ESTATES PH I
Legal Block	5
Legal Lot Number	2
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1068
Census Tract	10303

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8822 OSPREY ST, HARLINGEN, TX 78552-2843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 19, 2020	Vendor's Lien, Transfer · FHA Mortgage LOAN SIMPLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Nov 17, 2014 · Amount on Record
Deed Document Number	202016714
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	20578/253
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	8822 OSPREY ST, HARLINGEN, TX 78552-2843
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202338571
Date	Oct 25, 2023
Instrument	2023-38571

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2038

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	May 19, 2020
Property Address	8822 OSPREY ST, HARLINGEN, TX 78552-2843
Document Number	202016714
Map Reference	CAB 1 SL 3048A
Instrument Date	May 18, 2020
Instrument	2020-16714
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8822 OSPREY ST, HARLINGEN, TX 78552-2843

Mortgage

Document Number	202016715
Date	May 19, 2020
Instrument	2020-16715

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,383 (+2.37%) Land $46,913 Building $163,470	$210,383 (+2.37%) Land $46,913 Building $163,470
2025	$2,985.00 (-8.83%) Homeowner's exemption	$205,509 (+21.65%) Land $46,913 Building $158,596	$205,509 (+21.65%) Land $46,913 Building $158,596
2023	$3,274.00 Homeowner's exemption Additional exemption filed	$168,937 Land $32,770 Building $136,167	$168,937 Land $32,770 Building $136,167
2022	$3,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	45 (2019–2025)
Claims Outside the SFHA	45 of 45
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, RGV Communications.

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