8809 Osprey St, Harlingen, TX 78552 Property Records

Cameron County property record for 8809 Osprey St, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 2020
Lot Size	0.158 acres (6,899 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Mar 2021)
Tax Bill	$5,773 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`986538-0040-026000`

Property Details

APN / Parcel Number

Primary APN	`986538-0040-026000`
Alternative APN	`352200`

Interior

Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,207 sqft
1st Floor Area	1,808 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,899 sqft (0.158 acres)
Garage Type	Attached
Garage Area	399 sqft
Driveway	Concrete Driveway
Driveway Area	665 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8809 OSPREY ST
City	HARLINGEN
State	TX
Zip	78552-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 BLK 4 PELICANS LANDING ESTATES PH I (C1-2810B CCMR FILED 5-14-07)
Legal Subdivision	PELICANS LANDING ESTATES PH I
Legal Block	4
Legal Lot Number	26
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1067
Census Tract	10303

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22831 SAN MIGUEL ST, HARLINGEN, TX 78552-2464
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 5, 2020	Deed of Trust, Mortgage · Construction Mortgage LONE STAR NATIONAL BANK
Mar 29, 2021	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202112870
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	202112870
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Recording Date	Jul 24, 2026
Property Address	8809 OSPREY ST, HARLINGEN, TX 78552-2843
Document Number	0000026648
Instrument Date	Jul 7, 2026
Instrument	202626648
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8809 OSPREY ST, HARLINGEN, TX 78552-2843

Mortgage

Document Number	0000026648,
Date	Jul 24, 2026
Instrument	202626648

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Feb 1, 2052

Interest

Rate	6.52%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	8809 OSPREY ST, HARLINGEN, TX 78552-2843
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205162
Date	Feb 7, 2022
Instrument	2022-05162

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	8809 OSPREY ST, HARLINGEN, TX 78552-2843
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	NOT AVAILABLE, VLTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004419
Date	Feb 5, 2020
Instrument	2020-04419

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Address	MCALLEN, TX 78504

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 28, 2021

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Mar 29, 2021
Property Address	8809 OSPREY ST, HARLINGEN, TX 78552-2843
Document Number	202112870
Map Reference	CAB I SL 3048-B&3049
Instrument Date	Mar 26, 2021
Instrument	2021-12870
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22831 SAN MIGUEL ST, HARLINGEN, TX 78552-2464

Mortgage

Document Number	202112871
Date	Mar 29, 2021
Instrument	2021-12871

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,596 (-) Land $46,913 Building $230,683	$277,596 (-) Land $46,913 Building $230,683
2025	$5,773.00 (+19.72%)	$277,596 (+5.37%) Land $46,913 Building $230,683	$277,596 (+5.37%) Land $46,913 Building $230,683
2023	$4,822.00 Additional exemption filed	$263,453 Land $32,770 Building $230,683	$263,453 Land $32,770 Building $230,683
2022	$4,822.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	45 (2019–2025)
Claims Outside the SFHA	45 of 45
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: RGV Communications.

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