8822 MS Highway 12, Ackerman, MS 39735 Property Records

Choctaw County property record for 8822 MS Highway 12, Ackerman, MS 39735

Property Summary

Property Type	Commercial
Details	4,170 sqft · built 1988
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2014 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074 0319 0020001`

Property Details

APN / Parcel Number

Primary APN	`074 0319 0020001`

Interior

Building Area	4,170 sqft Total Area
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1988
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)

Location & Zoning

Street Address	8822 MS HIGHWAY 12
City	ACKERMAN
State	MS
Zip	39735-9126
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT IN NW1/4 SE1/4 W OF HWY
Jurisdiction	CHOCTAW MS
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	950300

Owner

Source: Choctaw County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1035, ACKERMAN, MS 39735-1035
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF KILMICHAEL
Apr 9, 2014	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF KILMICHAEL
Jul 25, 2008	Deed of Trust, Mortgage · Commercial Mortgage BANK OF KILMICHAEL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2001
Deed Sale	Sep 28, 2001
Deed Document Number	0000159613
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	8822 MS HIGHWAY 12, ACKERMAN, MS 39735-9126
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000230/267
Date	Dec 1, 2021
Book Page	230/267
Instrument	230-267

Lender

Name	BANK OF KILMICHAEL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2026

Interest

Rate Type	Fixed Rate

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	8822 MS HIGHWAY 12, ACKERMAN, MS 39735-9126
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 110, ACKERMAN, MS 39735-0110

Mortgage

Document Number	000201/236
Date	Apr 9, 2014
Book Page	201/236

Lender

Name	BANK OF KILMICHAEL
Type	Seller
Address	120 N DEPOT AVE, KILMICHAEL, MS 39747

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	24 Months
Due	Apr 1, 2016

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	8822 MS HIGHWAY 12, ACKERMAN, MS 39735-9126
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8822 MS HWY 12, ACKERMAN, MS 39735-9126

Mortgage

Document Number	182/510518
Date	Jul 25, 2008
Book Page	182/510-518

Lender

Name	BANK OF KILMICHAEL
Address	120 N DEPOT AVE, KILMICHAEL, MS 39747

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 22, 2013

Tax Assessment & Valuation

Source: Choctaw County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Ackerman Town
County	Choctaw County
Unified School District	Choctaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,488.00 (+21.37%)	$18,539 (+18.27%) Land $6,315 Building $12,224	$123,593 (+18.27%) Land $42,100 Building $81,493
2023	$2,050.00	$15,675 Land $6,315 Building $9,360	$104,498 Land $42,100 Building $62,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2006–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ACKERMAN serves 1,594 people · EPA ID MS0100001
Water Source	Groundwater
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	2,500 / 2,500

May also be available: 4-County Fiber, T-Mobile.

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