8820 Falling Leaf Dr, Owings, MD 20736 Property Records

Calvert County property record for 8820 Falling Leaf Dr, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,068 sqft · built 1984
Lot Size1.48 acres (64,469 sqft)
Owner2 Individual Names on Record
Tax Bill$4,093 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN03-090019

Property Details

APN / Parcel Number

Primary APN03-090019
Alternative APNs
  • 3090019
  • 090019

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,068 sqft Total Area
Basement Area782 sqft
Finished Basement782 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area64,469 sqft (1.48 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Pool Area740 sqft
Deck Area242 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number090019
Street Address8820 FALLING LEAF DR
CityOWINGS
StateMD
Zip20736-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 2 IVA JONES COATES SUB
Legal SubdivisionIVA JONES COATES SUB
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3002
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8820 FALLING LEAF DR, OWINGS, MD 20736-9349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2010
Deed SaleAug 17, 2010
Prior SaleJun 23, 2008
Deed Document Number2010110126
Deed Book / Page3554 / 206
Prior Transfer DateMay 7, 2008
Prior Transfer DocKPS031750515
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8820 FALLING LEAF DR, OWINGS, MD 20736-9349
Transaction TypeMortgage
Record UpdatedFeb 24, 2022
Title CompanyAMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062170057
DateFeb 10, 2022
Book Page6217/57
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,400 (+3.23%)$393,600 (+9.7%) Land $152,400 Building $241,200
2025$4,093.00 (+21.02%) Homeowner's exemption$358,800 (+10.22%) Land $152,400 Building $206,400$358,800 (-) Land $152,400 Building $206,400
2023$3,382.00 Homeowner's exemption$325,533$358,800 Land $152,400 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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