8815 Falling Leaf Dr, Owings, MD 20736 Property Records

Calvert County property record for 8815 Falling Leaf Dr, Owings, MD 20736

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,028 sqft · built 1984
Lot Size3.64 acres (158,558 sqft)
Owner2 Individual Names on Record
Last Sale$479,900 (Feb 2026)
Tax Bill$3,845 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-104206

Property Details

APN / Parcel Number

Primary APN03-104206
Alternative APNs
  • 3104206
  • 104206

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,028 sqft Total Area
Basement Area748 sqft
Finished Basement748 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area158,558 sqft (3.64 acres)
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number104206
Street Address8815 FALLING LEAF DR
CityOWINGS
StateMD
Zip20736-9350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLT 11 AUTUMN ESTS
Legal SubdivisionAUTUMN ESTS
Legal Lot Number11
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3002
Census Tract860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8815 FALLING LEAF DR, OWINGS, MD 20736-9350
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Prior SaleAug 26, 2025 · Amount on Record
Deed Book / Page6856 / 354
Prior Transfer DateMar 10, 2005
Prior Transfer Doc0024790631
Record UpdatedOct 29, 2026

February 2026: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateFeb 20, 2026
Property Address8815 FALLING LEAF DR, OWINGS, MD 20736-9350
Document Number0068560354
Book / Page6856 / 354
Map ReferenceLB ABE 1 FO 290
Instrument DateFeb 3, 2026
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 6, 2026
Title CompanyDUPONT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,199.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8815 FALLING LEAF DR, OWINGS, MD 20736-9350

Mortgage

Document Number0006856360
DateFeb 20, 2026
Instrument6856/360
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$345,967 (+3.03%)$366,300 (+9.08%) Land $162,500 Building $203,800
2025$3,845.00 (+20.23%) Homeowner's exemption$335,800 (+9.1%) Land $162,500 Building $173,300$335,800 (-) Land $162,500 Building $173,300
2023$3,198.00 Homeowner's exemption$307,800$335,800 Land $162,500 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Falling Leaf Dr

Nearby Streets

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